9 Things I Stopped Buying to Make More Money

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9 Things I stopped buying to live below my means and invest more!

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00:00 - Intro
00:24 - Books
00:56 - Car
01:23 - Souvenirs
02:00 - The Updates
02:53 - Sales
03:32 - Things I don't understand
03:59 - Fast-fashion
04:41 - High-Maintenance items
05:33 - Pre-nup
06:15 - My thoughts on spending

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DISCLAIMERS & DISCLOSURES ❤

This content is for education and entertainment purposes only. Nischa does not provide tax or investment advice. The information is being presented without consideration of the investment objectives, risk tolerance, or financial circumstances of any specific investor and might not be suitable for all investors. Past performance is not indicative of future results. All investing involves risk, including the possible loss of principal.

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As a British-Indian I was given this advice by my parents, which I followed. Unfortunately I became disabled later in life. I wish I had done more leisure activities when younger, especially travelling. The advice is sound but take time for yourself because you never know what can happen.

muffinnman
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"There's a difference between buying something on sale and buying something because it's on sale." Whoa! 👏🏻🙌🏻

Anushka__Khanduri
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The older I get the more I appreciate the saying: "The things you own will end up owning you". Right now I'm clearing, clearing, clearing. Mess is stress. I miss the agility of student days when my life fitted in my car. So, as much as a family man can, I'm removing the unnecessary. Enjoying your videos. Wish I'd been more financially savvy as a young man but I seem to have managed to catch up through property.

MarshallStack-jokz
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I love that your advice is straight to the point - I hate videos that take 5 mins just for an intro and general waffling

melportolan
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1.) Books
2.) Brand new car
3.) Souvenirs from travelling
4.) The updated version
5.) Items on sale
6.) Investing in things I don't understand
7.) Fast Fashion
8.) Anything high maintenance
9.) Pre nup

sourabhpatel
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it's kinda crazy how nobody's talking about the forbidden ebook called Secret Pathway to Triumph

sunilvaskala
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I never regret buying a book. I read it and later sold it for more cash if i wanted to. Good books are always a good investment.

slodjax
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Im SO GLAD of your channel. It's the first time I've consumed finance content that resonates with me as a woman. There are far too many 'finance bros' who bank on guilt as motivation. You approach things in such a beautiful, simplified and realistic way and I LOVE IT

emilyknight
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I’m so happy I made productive decisions about my finances that changed my life forever. I’m a single mother living in Melbourne Australia, bought my second house in September and hoping to retire next year at 50 if things keep going smoothly for me.

corneliajennins
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Money is like confidence. It's hard to keep and easy to lose.😂

Chris-hpgg
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For the souvenirs, I hate knick-knacks on shelves that just gather up dust, but I also like the idea of a visual token of the places I have been, so my compromise is that I only buy a nice fridge magnet in each new place that I traveled to & liked. I have all my magnets on my red bar fridge, which looks really cool & shows off my travels a bit 😀

rethajacobs
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Overall great list. One slight change to consider- on bigger trips buy a refrigerator magnet. They are inexpensive, don’t take up much room and are out in the open where you can see them and they will often spark fond memories- anything bigger creates clutter.

TheMarpalm
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the “on sale” thing is a trap i see so many folks fall into and it always makes me shake my head. if i want something, i wait a few weeks to see if it’s still something i want and that i’m needing in my everyday life.

BlueBass
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I do think self care is important. I lived years of never having indulgences for the sake of saving. I was miserable. So small plunge’s mainly on self care I feel is healthy for my mental and emotional well being.

evelynporter
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The core of the message is universal and practical but, as we are all different, I guess these 9 things would also not be 100% the same for all.
Giving presents can be valued in many ways. You don't have to buy a usless object, you can offer a theatre play, a spa fith a friend, a travel for your parents. And this also costs. It's about love and being thoughtful and yes, ready to put some cash into it. Sometimes I find hair tretment a nice little therapy of peace and pampering instead of rushing on my own. I also love books, even once read, they make the space noble and could also borrow them to your guests. However, I agree on many other things. Thanks.

modiglianilover
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I love how the video doesn't just speak about the problems, but provides alternatives. Great stuff 👏🏽

danieloffei
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Such a fan
Love to hear about things that are obvious but in reality, they aren’t until you’re confronted visually with it. Thank you for making these videos. I really look forward to each one of them learning a lot as we go.

walter.bellini
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As a Sri Lankan, I am happy that in the last 20 years I haven't spent on anything you've mentioned in this video. It's naturally in our dna to live a minimalistic life. You don't need money to be happy.

prashan
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I agree with you about souvenirs, I limit myself to fridge magnets which I know sounds tacky but think of it, it takes up minimal space and brings back memories of the place you bought it as well as the memories of your holidays, and they don'tcost a great deal ofmoney. Well worth buying

mypointofview
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You’re such an inspiration, I’m growing my finance channel and it’s already paying off

controlledfinance