credit card 101 💳 the ~best~ credit cards in the ph 🌟 personal review after trying out more than 10!

hola~! i've been a credit card user for 8 to 9 years, and here i'm sharing with you my top 2 pics & honest review of all the cards i've tried. so far each has its own pros and cons, and it's up to you to decide kung ano non-negotiables niyo when choosing a card. ❤️

edit: 1 mile is P48, not 54 pesos for citibank premier miles. oversight on my part :)

💳 apply for my personal recommendations:
→ citi rewards card 🌟 highly recommend. enjoy citi perks, & no annual fee for life w min 20k spend within fist 60 days for first-time citi users (check terms and conditions first!)

⏰ time stamps
01:38 citibank
06:00 metrobank
08:53 bpi
11:40 bdo
13:15 hsbc
14:55 unionbank
15:50 eastwest

*this video is not sponsored. citi and metrobank are my go-to cards (edit: citi and bpi visa signature na), but for transparency -- i used my link above! you can create your own url to refer citi ccs, too ✨
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[apriljoyxx]

finally!! 🤭🥰 palagi ko nirerewatch old video mo regarding cc❤️ thanks ate thea! 💕

[joanvilladiego]

as someone who is really new to this kind of topic this is so insightful and fun to watch. i really look up to ms.thea as an adult. financially responsible and has her finances under control. more power to your channel po

[ianjerome]

really useful guide and tips! thanks for sharing this, thea! ❤️

[Gundancho]

Andito na! Ang reyna ng Philippine credit cards! The one that started it all!

[operativealyssa]

Yay for an updated cc video. Your EF and cc videos yung nirerewatch ko lagi. 💖 Been thinking na rin to get a cc next year.

[apolinarabreu]

Informative video. Thank you for this. I hope you can do an updated credit card review a year or so from now.

[hiiammaryah]

Ms. Thea, just want to share n I really love your vids about personal finances. I'm always waiting for it. Super ganda at linaw mo po kasi mag explain. 💕
Naiinspire ako to improve how I handle my finances.
Looking forward for more vids po. Stay safe 😊

[marieldelacruz]

Relly thankful with your video, super malinaw ang explanation. Para user na 2lad ko

[ivybeatricealias]

Looking forward for your review about security bank cc. Salute to all your personal finances vlogs and all your other vlogs very informative 💕

[shairamancilla]

Very insightful. Thank you for sharing this. Infairness naman talaga sa mga bank personnel ng east west, fresh talaga sila karamihan.

[venzremarcaaa]

Very informative! Thank you, Ms. Thea.

[iamfraline]

Im really thankful kay Thea kasi yung old vid nya about cc really taught me so much. Andaming reason why cc is such a great tool and im so happy I know this information early stage ng adulting ko! I've benefited for almost 2 years using my 3 cc and I never pay any interest or even annual fee! 😊😊😊

[hiiammaryah]

yeeeeyyy new video about credit cards 💕

[purpledoodle]

Very informative!! Love your videos Thea 🥰💯

[JuliaGVlogs]

Thank you Ms Thea for your tips..I've been following your videos and I learned a lot.God bless!

[chadongakyat]

Hopefully you can have an update on this vlog (EOY 2022 version 😊) thank you for the inputs, Thea! Very helpful and informative esp. the perks of each cards.

[asuna]

Thanks for this, very informative as always.❤

[enricocuevas]

at last! naalala ko 2 years ago ata nanood ako video mo tungkol sa cc. dami ko natutunan. mula nun nagapply ako sa ibat ibang banks. but favorite ko rin is citi rewards at bdo visa gold and amex blue daming rebates.

[maroonrick]

Good Morning Ms. Thea! I'm relatively very new to Metrobank, but I can see they have upgraded their app or system in terms of credit card transactions na. Parang Citi yung system nila sa app kasi for instance, nagswipe ka amounting to PHP 500, it will be reflected immediately doon sa app with a status ("unposted") and status "posted" after a day or two. Convenient sya for us MB CC holders kasi namomonitor natin if it is an unauthorized/fraud transaction. Of course, I took in to consideration na itong vlog mo na was uploaded a year ago, and by that time 'di pa gaano naupgrade or naupdate. hehehe. safe swiping po! And I'm a subscriber too! 😉😊

[rosellfloresca]

It's true. Okay ang customer service ng Metrobank kahit anong cards pa. 😊