how to budget and *actually* save money 💸 how I track + plan my spending (budgeting for beginners) 💰

Hey budgeting besties!! 💰 This is probably my most requested video of maybe all time so I hope it's helpful 🥰 Here's how to budget and actually save money: how I track and plan my spending, our bank account setup, budgeting quarterly bills and various pay cycles 💸

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★ FREQUENTLY ASKED QUESTIONS ★
✰ How old are you? 27
✰ Where are you from? I'm originally from England but moved to Adelaide, Australia when I was 9 years old. I also spent 2 years living in Toronto when I finished high school which is why the accent is a bit all over the place 😅
✰ When did you get married? April 2022

[Emily-inll]

Ive been using the coplenty yearly 2.0 spreadsheet for about 3 months and getting serious about tracking my spending. I never thought I would be able to save $1000, but now i have $3000 in my savings account and it keeps growing every week. It has been so rewarding to take control over my finances and feel powerful about my money. Thank you, Ella for your down to earth and encouraging videos. You truly opened up a whole new world for me and i am so so grateful 💕

[aliceglenane]

I would love to see a video of how you manage your business accounts x

[briellecamiolo]

you have seriously changed my life, thank you!!!

[riyaakohlii]

OMG, I have waited for this video for so so long, love to see a women talking about finances♥♥♥

[Treeeenah]

OMG thankyou for explaining the -500 for capturing savings you bring back in to spend. Ive been doing a weird double handling of capturing transfers back from savings as income and it messes with so many things!!!
The negative seems so obvious now, even though its a negative, its actually a + to your balance 😂

Appreciate your no fuss explanations!

[angelhope]

Love opening youtube and seeing a new vid, always brightens my day 😊

[deer_erika]

Can I just say - this has always been something i dreaded doing - facing my bills etc as I always thought "i always have extra anyway" --- i just started doing the spread sheet tonight, and man, what an eyeopener. I've been following you an instagram for a while. I've finally plucked up the courage to start. What an eye opener. It's scary but also quite refreshing in terms of mindset change! Please do more of this, beause clearly it's making a huge difference!!! (especially for us millenials).

[hunterranga]

Love your vids! Can you please share how you structure your bank accounts and what money goes where? Do you have different banks etc. & if you have any tips for people who struggle with spending and feel like they need to save every dollar.

[amberbethany]

Just downloaded a coplenty budget spreadsheet and setting it all up now along with you in this video!!! Thank you so much for your content. Loving it ✨

[Mah_fb]

This video is great! And the spreadsheet really helps I bought 2 already that are broken so I can never track the entire year and end up going back to my pen and paper.

Thanks

[danawilksss]

I just purchased the spreadsheet as I'm 27 and my partner and I have just moved back into my parents because I can't save to save my life (no pun intended) and I am so excited to get this and properly understand how to budget and save!! Thank you so much for this video, have been looking for something like this <333

[michellesobiech]

Immediately purchased the spreadsheet from their US Etsy shop. Thanks so much for the discount, guidance & encouragement!

[miscellaneousmabel]

The yearly 2.0 spreadsheet has changed the game for me.

[RuebenNomura]

Good morning from Hawaii good tip on saving money on this video

[AlexMarshall-wg]

Have you made a video about how much you spent on your wedding and how much in each area!?

[edwardleecaliforniausa]

Hi Ella how are you happy Wednesday night to you and I enjoy your channel and you are amazing supporter

[rebeccaSAHMRI]

love iit! When you paid money into your bills account, you overrode the actual tab - won't that skew the transactions tab? Just trying to figure out the best way for me to set these systems up half way through using this spreadsheet 😂

[kayla_bowler]

Hi!! Love watching your videos! I just started my channel a couple of months ago and your videos have given me so much inspiration. Do you do anything special to retain the quality of your screen recording when you post? Mine always get just slightly grainy

[marisadavid]

Purchase the coplenty 2.0 basic to try out

[blueeyedbraniac]

Can I ask how you use this spreadsheet with multiple bank accounts? For example if you have a business bank account and a personal bank account how do you differentiate on here?