Can't stick to a budget? Try these tweaks instead | Your Money and Your Mind

Budgeting is the best way to get your spending under control, right? Behavioral scientist Wendy De La Rosa says there are actually better ways to limit your purchases — and get more satisfaction from them.

Managing your money can feel scary and complicated, but it doesn't have to be. In this TED series, behavioral scientist Wendy De La Rosa explains why we spend too much and save too little -- and shares easy steps to help us achieve a more secure financial future.

The TED Talks channel features the best talks and performances from the TED Conference, where the world's leading thinkers and doers give the talk of their lives in 18 minutes (or less). Look for talks on Technology, Entertainment and Design -- plus science, business, global issues, the arts and more. You're welcome to link to or embed these videos, forward them to others and share these ideas with people you know.

[TheWaxworker]

My partner and I have a simple rule about eating out. We only do it once for each of our paychecks. He makes just one social security check a month. I get two paychecks a month each year, though sometimes three depending on what month it is. Only one time out to eat for each check. So, usually, we go out three times a month and that's it. It works for us and has helped us to save some money.

[sefica]

Ordering my groceries from Walmart and picking them up has been an absolute game changer. I am able to stick to $100/week budget because all those temptations you normally get walking through the store aren’t there. Not only is it saving me lots of money but it’s keeping my family healthy.

[darthgumby]

"Hey Bill, Josh and I are going out for beers after work, you want to come?"

"No thanks, I'm saving money. You guys want to go in on a picnic or yoga instead?"

[cecilereyna]

I love her approach, she gives alternatives and solutions instead of just pointing out problems. Thank you so much for the video.

[pollysey]

I don’t need more rules. I need more money. But this is good advice.

[Bry.]

Covid has made me realize just how much money I can save by not going out to eat. I'm just like, where'd all this extra money come from?!

[alarcon]

Eating out -> Frequency Budget
Delivery Services -> Delete app
Shopping -> Buy the things that make you happy

[elin_]

I barely never eat out. My problem lies in comfort eating sweet sugary stuff.

[ReeceCaruso]

These are great suggestions! and this is such an important topic to be discussing at the moment, I really enjoyed the video!

[Coreyj]

Meal prepping and cooking at home can help minimize the number of time you eat out and or get food delivered. I can’t believe she didn’t mention that.

[NaNa-gfrq]

Just recently I’ve found it very satisfying to give some presents to my friends

[MaddyGillbanks]

Love this video! Eating out is my hardest expense to take control of.

[samuelzev]

Managing your budget becomes harder if you live in an expensive country like Australia where I lived. I try to limit to $25 to spend on grocery shopping but it's hard since the cheaper options are unhealthy and mostly expired, so I try to cut my other expenses to save money like watching Netflix and replace it with piracy using U-Torrent to download shared movie files.

[TheDanaYiShow]

Great video! Valid points and actionable advice, love it!

[TrueCrimeQueen]

I'm obsessed with these videos! I always click immediately. Stay safe everyone 🙏❤️

[foggycraw]

Fix: get a watch that gives u an electric every time you spend unnecessarily. Easy

[rklauco]

With all due respect - during pandemic recommend not to eat out... Sounds like low-hanging fruit to me :)

[susanmiller]

$50 to $70 per night eating out?! What planet is this woman living on?! Not on essential-worker world, for sure. We try get a high from saving 10% on our 80 cent lunch -- that way we can actually eat something every day.

[neofthem]

Just use the apps to order pickup. Don’t have to pay delivery fee + tip and risk someone fucking up your order or being late.

[Sweat]

Expenses rise, salaries stay the same 🤷‍♂️