Dave Ramsey Rant - You NEED A Written Budget

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[stephaniejane]

Does anyone else come back to Dave's rants just for a pep talk every now and then?

[juselara]

When I Started my snowball I wrote it down in front of my desk: "I WORK SO HARD TO BE THIS BROKE". 16 months later I am debt free. This guy changes lives.

[TheBrittbrat]

We're DEBT FREE!!!! It's an awesome feeling, no more being broke all the time. Now we can really enjoy our lives and pay cash for everything!

[nekadivine]

🤣 “broke people don’t go on vacation “ I felt that omg .

[MeowJW]

GORDON RAMSEY for cooking
DAVE RAMSEY for finances

[injapan]

Having a budget has literally changed my life! I'll be on baby step 2 for a total of 18 months, but finally having a plan and telling my money where to go has given me back the hope that I had lost. Now THAT is priceless :)

[kevinsaligoe]

- Your money is out of control when it's out of control.
- When you're faithful for the little the things, you'll be given more to manage.
- When you aim at nothing you'll hit it every time.

[sandymaldonado]

people always think a budget means you can't ever do anything and it's quite the contrary. when we did our budget we discovered we had so much money left over after bills that we never knew we had. it's amazing and freeing!

[melaniexoxo]

"Don't be praying and asking God for financial blessings when you're misbehaving with the little that you DO have. "

[jamiemoulton]

I can't do the electronic budget without having it on paper too. I write everything on a calendar (due dates, pay days etc) and it just keeps me organized.

[edwnx]

1:59 – “If you worked for a company and you managed money for that company like you manage money for you now, would you fire you?” 😂😂😂

[simpleeye]

I used to feel like "budget" was a bad word, like having one wouldn't allow me to have any fun. But since I have finally taken the time to tell my money exactly what to do, I find that I have not only more fun, but more money as well. Definitely a win-win!

[TheRisky]

I used to be pretty good with money without a written budget. But then my roommate moved out and suddenly everything is twice as expensive. I remember looking at my savings account getting smaller and smaller and thinking, "I don't know what to do." So I moved out of that place, got myself a small, one bedroom apartment. Still was struggling, so that's when I did some serious budgeting. Everything written out and tracked.

Suddenly I didn't have panic attacks every time I spent money. Registration notice came in the mail that I needed to renew the tags on my car? No biggie. I've got a "car fund" where I saved a little aside every month to take care of car expenses that might not have accounted for. Phone died? No biggie. Internet bill due? I got it covered.

[wilmermartinez]

When he says " You can tweet that" I lost it, lol.

[mikedickerson]

“Don’t see the inside of a restaurant unless you own it or your work there “

[shaldana]

The fun part of being single: My budget, my way, my dollar allocated - no convincing someone else that being debt-free is awesome.

[dennispike]

"Rocket Surgery" I love Dave's mashed up cliché comparisons.

[pinaopina]

It is possible people! I only have my mortgage and utility bills after I paid my debt and it's wonderful. 👍🏼👍🏼

[jillwilkerson]

Cut up all my credit cards. Paid off all the balances. FREEDOM!

[kappakumplete]

Having an “every dollar” budget has been absolutely transformational for my household. We’re saving money that we had no idea was even there. My wife and I use an app that syncs between our phones. We enter every single dollar we spend in the app so we always know how we’re tracking against our targets.We’re so much more conscious about our spending now.