The BEST Credit Cards For Beginners In 2024

In this video, I'm showing you the best credit cards in Australia to sign up for as a beginner. These credit cards not only have low annual fees but also have great sign-up bonuses and rewards for cashback or travel. If you're someone whose looking for their first credit card, then these are the best beginner credit cards to consider in Australia.
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▼ ▽ SIGN-UP TO OUTBACK BRIEFS HERE

▼ ▽ AMEX CARDS THAT I USE

▼ ▽ OTHER LINKS

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▼ ▽ TIMESTAMPS
0:00 Intro
0:10 What factors to look out for
1:00 Card #1
3:58 Card #2
5:40 Card #3
7:06 Card #4
8:35 Card #5

▼ ▽ CONTACT

[littlebluefishy]

Thanks, very useful information for me! Keep it the good work ^^

[akilakumarage]

Hi Raymond thank you for this video. Love your insight on the cards.
I’m wanting to know if the Accor or IHG credit cards are any good. As you can transfer points to like Qantas in that way you’ve got options to premium hotel stays and also transfer points to Qantas for better flights facilities. What are your opinions on this
Thanks

[joshwallis]

Which westpac altitude rewards card would you recommend?

[andrescastellanos]

Hi, I just got the Amex essentials rewards and I would like to know when is the best time make the payments? Or better if u have a video talking about that, thanks

[sirmacca]

Hi Raymond, great video as always, can you please do a review of all the business credit cards and sign up off at the moment? Cheers

[watchout]

Hi Raymond, any chance you which card would accept temporary visa applicant? I have is 4 years left in visa, but didn’t get approved for HSBCs

[MKgitara]

Another amazing video brother!
Just waiting a little time for my score to increase so that I can get the AMEX now after realising with flight centre I now have Humm90 credit facility lol

Hopefully point bonuses will remain the same but if not doesn't matter as will use that card long-term anyway. Just worried risking it now if I have a 2k limit.

Cannot wait for your future videos!

[mdawg]

Thanks for the video mate. Is this Virgin Velocity Flyer Card offer still applicable? I can see it on the Virgin Money website but it says apply by 14 May 2024. Should I just apply for it now and satisfy those spend conditions they have specified in order to obtain the 60k Velocity points?

[ergio]

I have a question mate, do your analysis take into account that most credit card transactions now charge a transaction fee that could be anywhere between 1-3% even locally in AU. So, if for example I go down the path of getting a a card a pay for all my expenses let’s say $3k a month in order to get Qantas points, worse case:would I have paid 3%x3k per month ~$90 which is roughly ~$1000 a year… so I’m actually paying to use the credit card and paying for my points … I just did not see it, as the expense that shows on my bank statement does not reflect this, only reflects the total amount..??? Do I have this wrong???

[wagnerlucidorio]

Thanks for the video! I am trying to buy from American retailers with Up bank and Wise, but most of American retailers cancel my orders. Would you know a good card for that? Thanks 🙏🏼

[mithileshpakala]

I got the American Express card, which you talked about in the video. I also hold the HSBC platinum card and have been holding it for more than a year. Could you suggest if it is better to close the HSBC card?

[RAM_]

What credit cards are good for people who are on the Disability Support Pension? as the mainstream ones need you to be in a secure job and have assets that count as income such as shares etc.

[acm]

Credit cards are a trap, just use savings. No one became rich from using a credit card.