Is My Employer Group Health Insurance Better Than Medicare?

If you're getting ready to turn 65 but you're on your spouse's health insurance because he or she is still working, should you stay on his employer healthcare plan or get on medicare? Most people assume employer health insurance is better but that's not necessarily true. Let me explain...

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[TheMedicareFamily]

Let me know what you think about the video in the comments below!

[hollymerchant]

My husband has a few co-workers and they went on medicare to save money... So for employees.. they need to check also. Thanks for the great video 😊

[skirtchaser]

Is part G and a supplement plan the same thing.

[FSCHW]

My employer will not allow either me or my spouse be on the group plan once we each turn 65. She is 64, i and 62 and still working. Next year she has to come off the group plan and go on Medicare. In 3 years when I turn 65, if I am still working, I too will have to leave the group plan and go on Medicare.

[bethmorano]

Be very careful. I had Blue Cross Blue Shield health insurance through the USPS. I did not take Medicare at 65. I found that at 70 I needed Medicare. I bad charged $80 a month penalty for not taking lMedicare at 65. THEN, I am charged $20 a month penalty by Blue Cross Blue Shield for Part D. Why?? Because although I had a high tier policy with BC/BS, IT WAS NOT CONSIDERED A CREDITABLE INSURANCE POLICY PROVING IT WAS BETTER THAN MEDICARE. This is what I was told. $100 a month in penalties for ten years. WHY?? Because my husband, who carried the insurance through the postal service was retired for the past 5 years. I personally spoke to 4 SSA reps and not one person mentioned this to me. It cost me $10, 000 for their neglect.

[stanleyhaller]

Question for you? I have AARP-United Health Care as a Supplement to my Medicare Part A&B. I take the blood thinner Eliquis 5mg twice a day. I get a 90 day supply. I always used a $10 a month manufacturer coupon for a long time now. I we t to refill my 90 day supply today and I was told that I could not use that $10 coupon because I'm on Medicare. Why is this? Any suggestions

[susansculley]

MedSupp Deductible is $226 not $266 for 2023, right?

[sun]

Now...With Medicare there are virtually no networks and in most cases, no referrals necessary to see a specialist. A lot of MDs take Medicare.