10 Things I No Longer Buy In My 30s (MONEY SAVING IDEAS)

I used to waste so much money!!! One of the best things that come with age is that you no longer feel the need to buy stuff to impress people you don't even like. Here's my list of 10 things I no longer buy (now that I'm in my 30s). Would love to know what you think!

***ATTENTION: I have a new Instagram and TikTok handle @itsrosehan ***
That's my official account, and I will NEVER message you about investment schemes, so please be careful and block & report any scammers posing as me.

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Everything you need to know about IRAs, 401(k)s, HSAs, and taxable brokerage accounts. What they are, which ones you need, and where to open them!

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***BOOKS I RECOMMEND 📚***

I Will Teach You to Be Rich (hilarious how-to book on personal finance for millennials)

The Little Book of Common Sense Investing (Jack Bogle's classic advice on index funds)

InvestED (step-by-step, millennial-friendly advice on how to pick stocks like Warren Buffett)

Unshakeable (this book = courage. blast ALL the fears & misconceptions you have about investing)

Rich Dad Poor Dad (#1 selling personal finance book of all time... need I say more?)

Think and Grow Rich (the ultimate book on money mindset and wealth consciousness)

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***MY FAVORITE MONEY TOOLS 🖤***

YNAB (I literally can't live without this budgeting app, so obsessed)

Wise (like Venmo but for international currencies - I use this app a LOT for my life in Mexico)

Ledger Nano S (crypto storage hardware wallet, because "Not Your Keys, Not Your Crypto"!):

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DISCLAIMERS & DISCLOSURES ❤

This content is for education and entertainment purposes only. Rose does not provide tax or investment advice. The information is being presented without consideration of the investment objectives, risk tolerance, or financial circumstances of any specific investor and might not be suitable for all investors. Past performance is not indicative of future results. All investing involves risk, including the possible loss of principal.

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[rosemaryarnoldYT]

1. Alcohol
2. Extra Makeup
3. Souvenirs
4. Fast fashion
5. Expensive Gym membership
6. Expensive hair & beauty treatments
7. Overpriced salad and smoothies
8. Packaged foods
9. Magazines
10. Stilettos

[Livealohahawaii]

You’re not old, you’re growing up and maturing. I have 3 children in their 30’s and I see the same behavior in them. And believe me, they all really “enjoyed” their 20’s. Congratulations! Looking back on my life, I think the 30’s are the best years. You’re still young but not immature. People will take you more seriously as well. If you were my daughter, I would be very proud of you!

[Azel]

Guys, there will come a time when you realize you have finally enough money to afford that dream car. Don't. Do. It. Get something cheap until that dream car only represents a tiny percentage of your net worth, then you can get it.

[meridethm]

One thing the pandemic taught me is that while I LOVE makeup, I don't need to keep buying items just because they are on sale. I only wait to buy an item if I am out of it now. I am being more sustainable AND saving money.

[melodicexotic]

I'm about to be 26 and the pandemic has got me thinking really hard on this topic. I've stopped buying food outside which has saved me 75% of expenses.

[jkim]

In my 30s, I no longer buy stuff that doesn’t need replacing. Like headphones and clothes. If they aren’t broke I’m not buying

[A-Rihanna]

This is a great video about how we're all victims of marketing--making us feel like we're not good enough with who we are or what we got, and that we have to consume, consume, consume to become our best selves.I wish I could go back and explain this to my adolescent and young adult self.

[marissaw]

"There is nothing cute about maxxing out your credit card" 👈💯❣️

[Sean-cbqb]

10 things I don't buy in my 40's:
1. Designer cologne
2. Gifts on Xmas
3. Souvenirs while traveling (magnet only)
4. new clothes
5. deserts when eating out
6. Clubs
7. Alcohol/drugs- for sure
8. taking tabs for people I barely know
9. Car accessories
10. Unnecessary hotel stays

[anagha]

I'm so glad I found you! Fast fashion is something I've definitely given up as I turned into late 20s. It's just not worth it. I've also given up:

1. Super fancy skincare (I invest in the essentials)
2. Regular salon visits (home DIYs are excellent)
3. Looking at malls/cafes as the only way to kill time (and a shitload of money) on a weekend

[aimeefrance]

Funny.. I don't buy any of these things but I'm still broke 😂😭

[DuirBlack]

I don't know how Rose does it but she literally exudes happiness and enthusiasm. Fascinating woman.

[eyegirl]

So basically in ur 30s, u just don’t give af about trying to impress anyone

[Cparga]

“Stilettos are cute but there’s nothing cute about being broke and maxing out a credit card”

[InfinitelyASMR]

As a fellow YouTuber I really felt the “I only do my makeup and hair for you guys” moment

[knucklehoagies]

When I was in my 20s, I used to go out to the bar/clubs every weekend, throw money away on drinks, go out to eat all the time, buy boba every other day. I spend most of my money now on bills, groceries, and investments. I save a little to splurge on once in awhile to go out to eat on occasion but that's about it.

[jellygurl]

I am 31. Something I will no longer buy or buy as often in my 30s are concert tickets. I have seen all of my favorite artists in my 20s. My goals for 30s is definitely to increase my travel budget. I also want to invest in better work wardrobe once Covid is over with.

[mickykk]

31, can confirm all this is accurate.

[six_]

Wow Rose, I really resonate with you on a lot of those now that I’m in my late 20s. Especially on high cost beauty treatments like eyelash extension and gel manicure. After quarantine, I realize I’m just fine without them and they are definitely costly in terms of time and money. I wonder how much I could have saved these years if I didn’t get them done so regularly. Also, I really agree with the makeup part too. Guess I’m at the right trajectory ☺️☺️

[WesRoth]

I really need to make a video about this as well.

There are many things that I'm no longer willing to spend money on in my 30s that I though was cool in my 20s.

I'd rather buy stocks over most consumer items!