Budgeting for Beginners Cash Envelope System | BI-WEEKLY PAY | Budgeting 101 | Plan Budget Save

Budgeting for Beginners Cash Envelope System | BI-WEEKLY PAY | Budgeting 101 | Plan Budget Save

Hi Friends,
My name is Delia Mireya.I live in Arizona.🌵 .I started budgeting in 2021. It has worked so well, i was able to save money. I want to share with you all how i did it, come join me on my budgeting journey and becoming debt free.

✩ Disclaimer: I am not a financial or business advisor. All advise and experiences on this channel are my experiences and are shared purely for entertainment purposes. ✩

☆ Follow Along ☆
00:00 Intro
00:40 Importance of Budgeting
03:10 Gather all income expenses
06:25 Adding all your income
11:00 Adding total expenses
13:05 What is your Balance for expeses
21:00 what is variable expenses
21:30 adding all Income and expenses
22:00 Importance of maintaining a balanced budget

Other places to find me...
Facebook: @siempremireya

[Non_Of_U_business]

Rule number 1, pay yourself first. Start at 10% from each check. In your example of each check at $1200 each should be $120 saved FIRST. Even before you pay bills. Otherwise you will never have savings or an emergency fund. Most Americans pay bills first and only add to savings last. Millionaire's swear by it and would be able to build wealth of they didn't pay themselves. In your example you should cancel things like Christmas, giving, and no going out to eat. Great video!

[wayneholland]

Thank you so much for this. I’ve a very low income so I pay myself 10% 1st and the rest going on everything else and now I’m left with money each month

[SAI_ke]

Wish someone told me this in the last 6yrs, right now i would be singing a different song. Am still grateful that i landed on your channel while looking for something to help me gain financial freedom. Am in bad shape. Well, i also know it's never late to start ❤

[Lifewithmrsvee]

I love your penmanship!I started with a notebook and pen but later purchased the cute binder and envelopes to keep me motivated. Because like you said it is CHALLENGING.Thanks for sharing this info

[MzLady-rrgj]

Finally a simple and easy budgeting video that I can do and relate to. 💚🙏🏿❤️🤗

[RadioScars]

Thanks so much! I am 18 and I am buying my first car and starting to pay rent and bills! So this is so helpful for me! Especially since it is very hard for me to process things in my head thank you!

[jkane]

I love this budgeting video ! One of the cleanest and easy I've ever seen to help someone get on the right track financially, thank you so much for sharing!!!!

[heidi]

Budgeting is so hard when you’re on a low income very thing has gone up so much it’s not easy these days x

[aurorasanchez]

Yes! To put the expenses by due date is easy regard when the paycheck is that way you know if you have to roll over money for the next period to complete the next bill.

[Pamcatmom]

I’ve been watching so many videos about budgeting and getting so overwhelmed. Thank you for this video. It’s the first time I feel like I can do this.

[napalm.bopper]

This is a good beginner budget video! This is how I have done it more or less for the past several years and it has served me well. I just learned about cash stuffing and I'm excited to try it this year. I'm currently reworking my budget to prep. Cheers! May we all have a prosperous new year.🤑

[nickieordiway]

thank you so much for this video! Directly after watching this i made this spreadsheet for myself, super easy to see how much money you have coming in vs going out! love this more than i can express thank you again !!

[laquishaking]

This was just what I needed because I have all the stuff and then I was like now what? lol this helped a loooot😍 thanks for doing this because I was banging my head on the wall.

[cschaubhut]

I’ve watched so many budget videos and this one made so much sense. thank you for sharing!

[aurorasanchez]

Nice and. Clear budget but the best is made with pen and pencil and alot of creativity and love 🌠

[deonmara]

This really help me to understand budgeting more. I know I’m not a cash person so I personally use qube money and another bank. I’m glad I watched this I’m going to adjust my budgeting style to fit this into it.

[katherinestahl]

This was so simple and easy to understand! Thank you!! Also your voice is so relaxing and helped me not stress as much while I’m thinking about money haha

[johannacl]

I had watched other videos before and it was overwhelming and I was very confused but now its so easy thank’s to you I will try it

[Your_Gal_Pal]

Thank you! I am happy to see how others budget. Finally a budgeter from AZ. I have APS as well and am not looking forward to my summer bill. 🙂

[FutureGrowAcademy]

❤ Awesome Video as always!
Tips For Creating An Effective Budget-
1. Know The Purpose Of Your Budgeting
2. Make an Irregular Expense Plan
3. Know Your Income
4. Determine Your Monthly Spending
5. Set Reasonable Goals
6. Track Your Spending
7. Try Out Different Budgeting Plans
8. Create An Emergency Fund

👉 Stay connected & keep up the great work.