Budgeting For Beginners: How To Use The Cash Envelope Method

Hey Baddies! Good to have you back. Thanks for tuning into this episode of Budgeting For Beginners: How To Use The Cash Envelope Method








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I'm Jaz, a 30 year old single entrepreneur. I am working hard to pay off my student loans, a few credit cards, a couple of medical bills and I’m in the process of repairing my credit. Phew!

My channel is ideal for those of you getting started on your budgeting journey. Come along and watch me as I navigate this process toward financial freedom!

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PO BOX 5550
841 N Martin Road
Amarillo TX 79117 - 9998


Disclaimer: I am NOT a financial advisor. This is my personal journey and I am choosing to share it with the world.

[Baddiesandbudgets]

Hey Baddies!
www.baddiesandbudgets.com

[owyoubrokemyheartow]

Remember ladies you can simply start saving with some paper envelopes and once you can afford it get the binders and planner. Take your time and y'all got this!!!!

[stefanielyons]

Your budgeting videos should be used in high school personal finance classes.

[reneedk]

Feeling like I have extra money on my bi-weekly paycheck. She said..."No ma'am. That money is for bills." THIS RIGHT HERE is what gets me in trouble every time....thinking I have "extra money" when I barely scrape by on paycheck number two. Thanks for the breakdown of how you use the calendar page and the highlighters. As a visual learner this is really helpful.

[katiemccandless]

I love getting paid once a month! I get paid the last day of each month. I pay ALL my bills that day! Whatever is left is what I budget with…. I do plan that money for the number of weeks in the month and set up my cash envelopes for each week. This helps me spread out my dispensable cash to last the entire month. It’s worked well for me for several years!!

[diddlediddle]

I’m newly separated and now a single mom. This is going to be so helpful getting me in control of my finances. Thank you for all you do to educate people like me! ❤

[Thatgeekishfamily]

YAS!! ! I hope this gets even more women on the train and in control of their You inspired me 2 years ago - and it's changed our life! This is a great way to explain how to do this!!

[shaundegilchrist]

Writing down and color coding my monthly calendar along with savings challenges has changed my financial game😊

[woahjo]

.. I PRAYED FOR SOMEONE LIIIKE YOU😭🫶🏽 God bless you, Lady✨👑

[SorrowThief]

Keep these little guides coming! This was so helpful!

[eclecticrhapsody]

Glad you're making longer videos again. I was also inspired by your videos and have been cash budgeting for about 1 1/2 years now. Much success to you!

[rapunzel]

Yep; this is me. I have the Beginner Binders, Month Ahead, Debt Payoff, I purchased the Course, 2 extra binder and yes I also have this binder and I yet have started. Help! I'm feeling overwhelmed. On the positive side I have been able to save big time, cleared up 2 credit card debts, and mentally my goal is to save and payoff, which I am succeeding little by little. You are amazing and a great motivator.

[momontheprairie]

I love you so much! I found you on Tik Tok and you have been a Godsend!! I am a wife and momma of 3 and am taking back control of my finances! ❤ we are downsizing excess "toys" and working to pay off debt using your guidance! ❤ working on building an emergency fund with our regular checks. I started a side hustle thats going really well and am using that to start on my 1 month ahead fund using your tracker! THANK YOU for all that you do for us!

[Lynn_Lovely]

I’m glad you mentioned monthly payment bc that’s where I am. I’m on a fixed income monthly and by the 15 shit sometimes the 9 I’m at $0. This month is a little better I just hit 0 today 😂😂😂 and I get paid next week but this past year and change has been RUFFF. Hopefully splitting it in 2 and writing it out will help

[Hunny]

Sorry Austrian/Europe Person here and i have to say that budgeting monthly don´t automatically mean failure. Most Europeans get paid monthly and if they have a budget, it is always on a monthly base. They don´t mess that up and honestly i don´t know any person that get paid monthly and budget bi-weekly. What i do say, is that most of the people check there variable budget categories on a weekly base and make sure they are on track, but all of them have strict monthly budgets (myself included ;-) )

[MerryMerino]

I get paid monthly. Bill money I transfer to a separate bank account immediately so I don't "see" it, and then I only cash stuff the variable expenses and sinking funds.

[fiotppv]

I love how you love your niece and raised her so mannerable.

[sclark]

So excited for the new Planner coming!!!!

[AmyElizabeth]

I truly love and appreciate the checklist in the monthly overview! I keep learning every time I watch your videos. Thank you so much for all your hard work!!!

[Lacashab]

I’m definitely jumping on this train!! I’m getting in control of my finances. I have to get all the supplies first