HOW TO START A CASH ENVELOPES BUDGET 💸 Cash Envelopes System and Stuffing for Beginners *easy + fun*

thanks for watching ✨ Take control of your money once and for all! This is the one and only budgeting system that has worked for me (and I feel like I've tried them all!). By using cash envelopes for the past year, I've completely transformed my relationship with money and been able to not only spend less but earn more! I feel way less guilt, anxiety, and confusion around my finances and it has been truly liberating. I hope you fall in love with cash envelopes the way I did!

Thank you so much to The Line for sponsoring today's video! They make the best personal finance products out there. Below is everything you need to get started with the cash envelopes system.

My Cash Envelopes Toolkit (ships internationally! use code ZOE10 to save 10% on your order)

Other money tools I love:

In this video I tell you about my story of getting control of my finances, how I started cash envelopes and the tools that have helped me succeed. Then, I walk you step-by-step through everything you need to know to start your own cash envelopes budget. I also include a sample budget to make things crystal clear. If you have any questions let me know in the comments!

Video Map:
0:00 What are cash envelopes and who are they for?
4:08 My Story
6:22 My Toolkit
9:49 Step 1: Your Categories
13:23 Step 2: Your Budget
17:12 Step 3: Cash Stuffing + Sample Budget
27:12 Step 4: Spend and Track

Content mentioned:

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✨ About me: ✨
Hi, I’m Zoe! (Pronounced like Zoey) I’m a 26 year old from Montreal making videos about my REAL life. After quitting my management consulting "dream job", then being laid off from a startup job, I decided to take a chance and work for myself. I'm now mainly focused on YouTube (my absolute passion) and side-hustle contracts in the copywriting and admin fields.

My videos centre around work, gentle productivity, mental health & personal wellness, with a touch of fashion, tech, and whatever else I'm living. My goal is to be open & honest ALWAYS and for my channel to be a fun, inspiring place where we can set goals and live our best lives together. I would love for you to subscribe 💝

TAGS:
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[megs]

“progress over perfection” is a LIFE CHANGING mantra

[judimardula]

Spent on credit envelope is pure genius!

[johntryl]

I think that ever since the shift towards carrying our currency digitally (i.e. you use a plastic debit/credit card for spending), it's become much easier to disassociate from spending. When you carry cash, spending becomes a much more tangible action, and you're forced to consider what portion of the pie you're letting go of. I just stumbled across your journey and I don't know you, but I'm proud to hear your story and see your recent financial success; bon travail le chum! Keep up the great work. Much love from ON.

[gladysnabalema]

I don’t have a job, hence no income. But am positive that something good is about to happen…. So I read a lot about business, managing finances, because am about to start using this knowledge.
Believe with me 🙏

[kirstenolson]

I'm going into my third month of using the cash envelopes and the budget tracker. This is literally the best thing I've done for myself this year. I started doing this because I stumbled upon your videos here on YouTube, and I'm SO grateful. And I have had people in my life start using the method as well after seeing my success. This is such an amazing method and your honesty and openness to share is what influenced me. Thank you!

[poppycalliope]

It's incredible how something so simple can be so life changing! I'm proud of you for all the progress Zoe ❤

[MissDanilaCarvalho]

There’s not enough “like buttons” for how much I liked your attempts to get to “personalised” HAHAHAHAH my fav !
Following you now!

[gabrielewunder]

I started budget ...& Cash Stuffing....and I am excited ....so much fun....

[jf]

I’ve watched so many videos on cash budgeting, yours makes the perfect sense on how this works! Thanks.

[kaylachristensen]

I really appreciate you making this video. I've been wanting to start cash envelops but wasn't sure how. I have ADHD so the fact that you broke everything down into individual steps was super helpful :)

[SherryGooding-mxpu]

Finally a face to explaining, showing how to do the budget.

[alondrac]

No way!!! I am starting/ preparing for my first cash envelope budgeting for the month of October and this video came out in perfect time! Thank you!😊

[estrellasilva]

I love that you left in the “personalize” mistake in the video. Was I judging? - yes but only for a second before I caught myself. You are so real for that and I would/ have made similar mistakes. Great video!

[budgetfoursuccess]

I love that "progress over perfection". That is such a perfect outline for budgeting. 🥰💙

[aidalenga]

Thank you for this video Zoe! I'm 26 and currently going through some financial challenges and living paycheck to paycheck despite having a good income. This video is helpful! ❤

[kassandrayanez]

Zoe -
I feel like I came across your videos at the perfect time in my life. I have been wanting to do cash budgeting for YEARS and I’ve always had a reason not to. I started it this year. Life happened and I stopped. I wanted to get back into it and your videos popped up. Literally I’ve never had anyone say things that I relate to SO much. Thank you for creating this content and being someone that people can relate to and resonate with. ❤

[gretchitect]

selling the binder and envelopes for 140$ - THATS how to fix your budget, well done

[emilyalves.]

I’m going to my third month doing cash budget and I’m really happy to see my financial spending going so much better and controlling, and that’s all because of your video, you introduced me this amazing method. Thanks Zoe ✨💛

[militiawilder]

Thanks for the information! You really helped motivate me to start a budget.

[dooodies_art]

So happy to see a fellow from Quebec! Will follow you as I am doing this method for a pretty long time