Best Index Funds 2024

Two funds or ETFs are usually enough for most people: a safe fund and a riskier but higher return global stock fund. In this video, I focus on the global stock fund. There have been some changes over the last year, which led to me switching the single fund I hold in my core portfolio. So in this video, I will discuss these changes and show you what I think are some of the best funds available in 2024 for UK Investors.

Capital at risk. ISA and SIPP eligibility, tax rules and T&Cs apply. Free share value varies on the amount topped up or transferred. The value of your investments can go down as well as up and you may get back less than you invest. Tax treatment depends on personal circumstances and current rules may change.

At present, Freetrade only supports Uncrystallised Fund Pension Lump Sums (UFPLS) for customers who wish to withdraw funds from their SIPP after their 55th birthday. We strongly encourage you to seek financial advice before making any withdrawals from your SIPP.

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DISCLAIMER
All information is given for educational purposes and is not financial advice. Ramin does not provide recommendations and is not responsible for investment actions taken by viewers. Figures that are quoted refer to the past and past performance is not a reliable indicator of future results.

[Richard-kful]

Hi Ramin, great video as always - was wondering- Do favourable tracking error and bid/offer spreads outweigh the benefit of a slightly lower OCF/AMC cost?

[jont]

Great vid as usual. Only Ramin could get so excited about a 0.01% change in fees lol.

[andreaisonline]

Saturdays are nicer with Ramin's insightful videos!😍

[J-gwsb]

Do you have a video that outlines how you differentiate between 'safe' and 'risky' funds? Also - is this all in context of a pension/SIPP? I'm wondering if your approach differs in terms of types of funds, spread of risk between a pension/SIPP and a Stocks and Shares ISA.

I'm currently looking at Vanguard VWRL / VWRP for S&S ISA (a global fund) - I had considered them medium risk, would you consider it risky? For my pension/SIPP I'm looking at FTSE Global All Cap Index Fund (both via Vanguard). Would you consider this one a risky fund?

When you say 'a more risky global fund' are you saying that all global funds are risky or that you are just going to choose a global fund that happens to be higher risk?

[nacalle]

Hi Ramin, what is the percentage of your networth in index fund ?

[uoisbhj]

Great video Ramin, thank you.

I have a question please. I have seen most of your videos, especially the one about what happens if my invest platform goes bust.

I have invested in a global stock VHVG. However my question is - what would you recommend the maximum in this single ETF before you invested the next amount. (Let’s say I have £250k)

E.g should I:

VHVG - £250k or

VHVG - £100k
FWRG - £100k
Find a new one £50k to 100k

[KennieFabled]

What's the best way to swap ETF's ? Or should you just leave money in the one and just start buying a cheaper one?

[blasizar]

Some ETFs cheaper than the 0.22 fee of Vanguard (acc or dist) are achieved through less stocks. For example Amundi All Country World Dist (WEBG) is 0.07, but the sampling to track the index only has 1109 stocks vs 3643 of VWRL. Same for FWRA Invesco FTSE Acc, it's 0.15 fees, but has 2039 stocks vs 3643 of VWCE of Vanguard. Can this impact the tracking in the long term?

[alexm]

Excellent. Really helpful! Thank you 🙂

[The_Last_Post]

What are the drawbacks of going from the previous Dev World ex Uk FUND to an ETF ? Isn’t it denominated in USD?

[unselfme]

Ramin, you should review the work of Rick Ferri on Asset Allocation and returns.

[marcioduarte]

Thank you for the video. When you choose to change from an existing fund to a new, different fund, do you exit you existing fund positions, or you just start investing in the new one? And if you sell to buy the new fund, do you drip feed into it, or just buy it in one go? Thank you.

[jannl]

If you are 50 with a life expectancy in excess of 80, thats 30 years. Not sure I would want to leave out EM for that long.

[petethomas]

Hi Ramin, another great informative video. Did I see a similar 1 by you where you said the 10% was an emerging market fund? And previously the 10% was made up by various bonds. ? Just trying to learn from the timeline of these changes/ developments. Thanks.

[DJ-nnwn]

Always enjoy your fund overview vids. Would love to see a similar vid on 'safe funds'
I'm about 10 years from drawdown with 90% of my current investments in equities, so I will want to start shifting that balance over the coming years. Money market funds are an easy pick at the moment for a safe fund, but I have no idea where to start with bond funds, which I'm guessing will be my best option longer term.

[MrHotrod]

Really practically helpful, thank you. Please do regularly.. thanks

[b-m-c]

So what type of moneymarket fund are worth looking at for the safe part after you pick your Index poison? Thats the bit that really confuses me now i understand Indices better

[neilus]

Great video. I've transferred my ISA and SIPP from HL to Freetrade and saving loads

[sereneist]

Hi Ramin, the base currency for the invesco fund is USD, how much of a different does that make?

[achillea]

One of the most popular index funds is the vanguard FTSE global index which is popular because it includes small cap. Is this a factor worth considering and do any of the funds mentioned include this sector?