The 5 BEST Index Funds That Will Make You RICH

Here is my review of my TOP 5 INDEX FUNDS that you can invest in that will make you the MOST amount of money as possible long term, and exactly how much they cost - Enjoy! Add me on Instagram: GPStephan

The YouTube Creator Academy:

My ENTIRE Camera and Recording Equipment:

#5: VFIAX Vanguard Fund SP500 Fund
Cost: 0.04% Expense Ratio
Minimum: $3000 Investment
Alternative ETF: VOO - 0.03% Expense Ratio
This is a Vanguard Index Fund that follows the SP500, which is the top 500 publicly traded companies in the United States. Buying this ONE index fund is basically the equivalent of buying all 500 of the largest companies in the US, and you’ll get access to some of the bigwigs like Apple, Microsoft, Amazon, Google, Facebook, and so on.

#4: VTSAX Vanguard Fund Total Stock Market
Cost: 0.04% Expense Ratio
Minimum: $3000 Investment
Alternative ETF: VTI
What makes this so unique is that it encompasses the ENTIRE US stock market in ONE single fund…like, this is EVERYTHING. If there’s a small cap, medium cap, or large cap stock in any industry you can think of - this index fund has a tiny piece of it…and for one low price, you can get exposure to 3,529 stocks…

#3: SWPPX Charles Schwab SP500 Fund Fund
Cost: 0.02% Expense Ratio
Minimum: NONE
This index fund was started in 1997 and it ALSO follows the SP500.

#3 (Tied): SWTSX Charles Schwab Fund
Cost: 0.02% Expense Ratio
Minimum: NONE
This encompasses the entire US stock market index, similar to VTSAX.

#2: FXIAX Fidelity Fund Total Stock Market Fund
Cost: 0%
Minimum: NONE
This is Fidelity’s version of the SP500 index fund with NO EXPENSE RATIO and NO MINIMUMS.

#2 (Tied): FZILX Fidelity International Stock Market Fund
Cost: 0%
Minimum: NONE
This is, in my opinion, a GOOD index fund for everyone to at least get in on - because an international index fund will cover foreign and emerging markets that COULD perform very well over the next few decades. Now, it is true that - Historically, the SP500 has been a better investment than international stocks - but that might not ALWAYS be the case, especially as other markets are REALLY ramping up production and consumption. It also gives you a little more diversification OUTSIDE the United States - just in case, you never know.

#1: FZROX Fidelity Total Stock Market Fund
Cost: 0%
Minimum: NONE
Unlike Vanguard, which has a 0.04% expense ratio - this one has NO EXPENSE RATIO. It’s TOTALLY FREE.

#1 (Tied): FNILX Fidelity SP500 Index Fund
Apparently, they couldn’t just say this is the SP500 because they’d have to pay fees to license that name…but hey, call it whatever you want if that means they can pass the savings on to the customer. With this, you’ll get the same SP500 index fund with no minimums and no fees…so, there you go, that’s a win for this fund.

So between everything I just mentioned, you should be able to find the PERFECT index fund to invest in - index funds within Vanguard certainly have the name recognition behind them, but others like Charles Schwab and Fidelity are cutting fees in an effort to get you to buy theirs, instead. Either way, this is GOOD for you - because now, you get to save more money.

Seriously, if all you did was just buy a total stock market index fund every month and nothing else - over 20 years, you would out perform the VAST majority of hedge fund managers, and you’d put yourself in a GREAT financial position to make as much money as possible. Investing doesn’t need to be complicated, and it doesn’t need to be expensive, either…any of these index funds I mentioned would be a great choice, and I hope this is helpful to maximize the value of every dollar possible.

*Some of the links and other products that appear on this video are from companies which Graham Stephan will earn an affiliate commission or referral bonus. Graham Stephan is part of an affiliate network and receives compensation for sending traffic to partner sites. The content in this video is accurate as of the posting date. Some of the offers mentioned may no longer be available.

[PremSteve-ygde]

I feel investors need to be focus on under-the-radar stocks, and considering the current rollercoaster nature of the stock market, Because 35% of my $270k portfolio comprises of plummeting stocks which were once revered and i don't know where to go here out of devastation.

[ChristopherAbelman]

I sometimes use my ETFs to buy dividend and growth stocks for diversification instead of reinvesting in the same place. To each their own methods though. The good thing is that you’re investing in the first place and that’s what’s important. Salute for the content!

[NatalieFormor]

Dividends from SCHD are typically taxed at the qualified dividend rate, which may be lower than ordinary income tax rates for many investors. However, the main focus for markets now is Nvidia, which has powered a large chunk of the S&P 500’s recent earnings.I'm still looking for companies to make additions to my $350K portfolio, to boost performance. Here for ideas...

[raymondbarnes]

Inflation depreciates idle money. I'm in a privileged position to be able to save almost 65% of our net household income, as I placed it on safer investments. The key for us was not spending beyond our means. If you invest and have other sources of income outside of dividends then you will be able to live off dividends. Got north of $520K in my portfolio as I bought a lot of dividend stocks before, I'm buying more now, and I will buy more when it drops further.

[stjepanhauser]

Year-over-year inflation stood at 6.5% in December 2022—the lowest that figure has been in more than a year. Inflation was in line with what economists expected and gave many of them a reason to believe that the peak of inflation may be behind us. I have approximately $150k stagnant in my port_folio that needs growth. What is the best way to take advantage of this downturn?

[alexontiveros]

#5: VFIAX 3:26
#4: VTSAX 6:06
#3: SWPPX 7:37
#2.5: SWTSX 9:05
#2: FIAX 9:36
#1: FZROX 11:47

[tanjac.thomas]

We work for years to have, $1million while some people I know put thousand of dollars in some meme coins and they are millionaires.

[denisegar]

I invested about $250k some years back into ETFs which makes me about $20k monthly ROI still the best way to build up

[Nobody-ee]

" 200 $ can buy you two 100 $ bills"
Graham Stephan, 2020.

[mannyjeanpierre]

This guy is really doing God's work on youtube. These are the things school should teach from junior highschool and up but wont because the system doesnt want us financially independent. Thank you

[daniellerobert]

I keep wondering why people save with the bank when you can easily Invest it in bitcoins while it grows more profit, Evelyn .T. Hills is an expert trader and her strategic method of trading works perfectly well.

[andyland]

So glad i began investing while in my second trimester of birth. That is the key to my financial success.

[TheReportOfTheWeek]

Smashed the like button. Please don't tell Mr. Kevin! Meet Kevin seems like a nice guy, I don't want him to get mad at me.

[presley]

My advice to new investors: Buy good companies stocks and hold them as long as they are good companies. Just do this and ignore the forecasts and market views which are at best entertaining but completely useless

[robertthurmond]

What I do is invest into ETFs and blue chip stocks but I like to focus on ETFs that mirror the performance of a major index like the S&P 500 for good ROI monthly and long term

[danielsan]

The biggest question for me is how i stop checking them everyday

[RedaHarras]

Index funds are so much better than individual stocks, if you pick the right index, you have a very high chance to become rich on the long term!

[kira-dpfy]

Success is about focusing Your energy on
what creates results and using what you
already know

[shelbyfarrell]

In my calculations I should have made enough to retire by the end of 2020 but oh well, I only ended up liquidating over $350K worth of assets and I'd really start investing again, any advise for me?

[RandyLy]

Yay, I am glad I chose both #1 index funds right when I started working at the age of 24. I put them both in my Roth IRA and automatically add a few hundreds each month. Early retirement here I cooome