How Much Car Insurance Do You Need | 4 EASY STEPS

Are you confused about car insurance? Did you select the same coverage as what your parents had because, idk it’s confusing as heck? In this video, I’m going to walk you through the exact steps to figure out how much car insurance you need. Spoiler alert: you have the potential to save big money so stick around.

😮 GET MULTIPLE CAR INSURANCE QUOTES WITH GABI - NOW EXPERIAN AUTO INSURANCE:

0:00 - Confused about car insurance?
1:25 - 3 types of car insurance
1:40 - Liability insurance
2:22 - Comprehensive coverage
2:44 - Collision insurance
3:33 - What if I have a car loan?
3:56 - How to determine how much car insurance I need
4:40 - Example of my car insurance
6:50 - Important note you can't ignore!
8:19 - Changing the collision deductible
9:31 - Why changing the deductible changes your premium
10:30 - Get multiple car insurance quotes
11:05 - Useful tool for car insurance quotes
12:22 - Optimize your car insurance coverage
14:00 - How your driving history impacts insurance
15:15 - Recap

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I’M SOCIAL UP IN HURR:

Disclosure: Links contain affiliates. When you buy through one of my links, I will receive a commission. This is at no cost to you and helps support my channel! Justine Nelson is not a licensed car insurance agent. This video was provided as an educational resource to help you understand different types of car insurance.

[bgaripov]

You should make a disclosure that you are not licensed insurance consultant, agent, or broker, and people should advise with a trusted licensed professional, after watching your video.

[michellebaltazar]

Amazing!! I am 26 and I still don't know how to adult, so this was VERY informative!!

[afroshark]

As somebody about to turn 30 in 2 months and is JUST about to buy their very first vehicle, this video was perfect. I was drowning in the most aggressively toned 'what not to do when buying a car/car insurance' videos that were just making me feel worse for not knowing these things. Your calm voice and very relatable advice really helped me figure a few things out! All while not feeling like a total failure... 😅 Genuinely, thank you so much!!

[apostleemilcedeno]

Young Lady, young lady, young lady! I am a 72 year old millennial (lol). I have never paid much attention to my vehicle insurance policies. Today I was getting ready to write a check for my auto insurance and realized that with all this inflation I'm short of funds. So, I told my wife that tomorrow I'm going to my insurance company and tell them I can't afford what I'm paying presently for the policy. I decide to get on youtube and look at insurance company reviews. Hallelujah! I ran into your video and you taught me how I could save some money and you gave me a strategy for tomorrow's meeting. You are a blessing!! I wish you and your family the BEST.

[geoffreyturnbull]

I’ve seen/heard a lot of videos about this subject. They’ve all been good, but yours was exceptionally easy to follow and clear and simple.

[Mel-qpvq]

Didn't realize how much my insurance company was screwing me over until I watched this and started shopping around. Thanks for the info.

[feliciagray]

I was feeling very overwhelmed as this is my first time buying a car and looking into insurance so THANK YOU for taking the time to put this together. I really appreciated it.

[hectormena]

Thank you for this! Doing my research before purchasing my first car. It's a little stressful but watching this video has informed me a lot.

[alymj]

Perfect timing! The email for my car insurance renewal came through while I was watching this!

[DaltonsFriendswood]

If you raise your deductibles be sure to have some kind of savings account or sinking fund for that difference.

[SuraDoes]

This was a super helpful and concise breakdown of auto insurance terms. I feel that much more prepared to shop around for insurance. It’s tough when no one shows you how the system works. Thank you!

[thelazerprinterguy]

Watching this in preparation for buying my first car and this was extremely helpful! Thank you so much for making something that seems so scary so simple to understand!!

[atniem]

about to buy my first car (used, in cash of course lol) and was COMPLETELY lost in the sauce with car insurance. the video definitely helped to break it down. THANKS!

[TheJoan]

Hope it's ok, I'm a senior citizen but I did learn alot anyway. You explained really hard concepts so well. Thank you and hope it's ok you have some elders on board!

[irynapereverzieva]

This was a great Car Insurance 101! Very clear and easy to follow. I loved the real examples as well. Thank you!

[itstamiana]

I'm 20 and still learning a lot of thing and this was honestly very helpful! Thank you!!

[jesspascale]

I just graduated college & my parents rule was that I'd start paying for my insurance afterwards. I remember hearing about some of this information in driver's ed when i was 15/16, but truly at 23 I didn't retain much of the insurance part. This video was so easy to understand. Looking around for different quotes I've decided to go with Progressive, saving me +$400 twice a year, $800+ a year from State Farm! Thank you for creating this video and making my introduction to car insurance less intimidating!

[Caitrateka]

Man, this was so incredibly helpful! Thank you so much for taking the time to make this video. ✌️

[mdn]

Simple and straight to the point!!!! LOVED IT!

[tomjones]

Excellent presentation! I'm utilizing all of your suggestions and can already see where I'm going to do better on my insurance. (I'm 66 with a perfect driving record). Speaking of "older autos" and safety. I purchased a 2002 Nissan Quest SE and have maintained it well. I've driven every van built, and mine is just better in every way (it's the perfect surf vehicle...and great for going on trips). It handles great in bad weather, ABS breaks, and is a quiet ride too. Thanks for taking your time to create this video.