What Car Insurance Do I Need | How much Auto Insurance you need today - Basic

In this video I go over how to figure out what car insurance you need for your car insurance coverage. Auto insurance is difficult as it is, this is the basic way to determine the coverage you need. Simple based on the liability limits needed.

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Please comment below with any questions you may have.

Disclosure: Please consult your agent before making any changes you feel you are not knowledgeable with. Due that the laws being different in each state, I am not responsible for any changes or updates that may have occurred after the making of this video.

[APRIL]

Curious....Did Mercury raise the premium every 6 months?

[vicentemoretti]

Hi. Why would you need medical to cover "others in your car" if you're already getting adequate liability coverage?

[archiemegel]

Great video, i watched the video 3 to 4 times
I cant really put my mind on it, sorry lol
Please help me if you csn, i have a 2007 cadillac dts clean car it does have high mailage
Like 270, 000
How would you insure this car ?
Any help would be awesone

[paliever]

hello, I currently have Mercury and they are increasing the rates before it renews. Currently, I have 50, 000/100, 000 limits, and pay $180/a month. With the renewal, they are increasing the premium to $1, 707 for 6 months which is about $250/a month. It's outrageous! My friend has Geico and suggested just going there and choosing the state minimum limits, 15, 000/30, 000 but to make sure property damage is 50, 000. Is that a bad idea? I hate having to pay for something that we hope never happens...definitely do not want to pay hefty increases. I am a bit stuck now, overthinking the limits, and not sure what I should do. I do not want to stick with the current broker, as the increases are just too much. But I do not want to choose a policy that will make me pay out of pocket. Please advise.

[marydesiree]

Love your info! Can you tell me best way to find independent broker. Agent to help you find insurance. I am in ct. thanks in advance!

[Claroboy]

Hi there! I’m a little confused and I would appreciate some clarification.
How can higher coverage selections equal lower risk? Doesn’t that mean an insurance company could be at risk of having to pay out more per claim making you a higher insured customer instead?
Higher coverage selections now=better future premiums

Minimum coverage selections= not so much better future premium decreases?