Understanding a Car Insurance 'No Claim Bonus'

MoneyHub's Christopher Walsh explains what a no claims bonus is, what insurers offer it, how you retain (and lose) it, and how it can lower your car insurance renewal.

Warning - no-claims bonuses don't mean your car insurance costs will decrease when you renew. We suggest always comparing quotes just before your renewal date to help you save money and avoid a 'loyalty tax' from your insurer.

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Car insurers with no claim bonuses:

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Do you have more Information on car insurance for learners license holders? The other person on my comprehensive car policy whom I drive with holds a valid full license and I'm with tower insurance, they didn't ask me what license I am on when I signed up to the policy but I did a comparison with aa insurance and they asked me what license I hold. How come some places don't ask?