Insurance 101 - Personal Auto Coverages

[jessicajolly]

....This just taught me what a 1-hour lecture couldn't. Thank you so much.

[SalmanKhan-rmkk]

i have been alive on tis planet for 31 years, and you are the first human being who have actully described the

[zacbradley]

Coverage A: Liability
Coverage B: Medpay - regardless of fault
Coverage C: Uninsured and Underinsured
Coverage D: Physical Damage - Collision and Other Than Collision.

Testing for Property and Casualty license in 2 days!!

[dianas]

been struggling understanding those 4 coverages till now thank you!!

[mc-rrdy]

Had a terrible time understanding this portion of the class in Fundamentals of Insurance Planning. This 3 minute video made several hours of studying finally make sense. Thank you!

[altafhussainsayyed]

I have gone through Central's Personal Auto Policy. A good information provided.

Every Central personal auto policy includes Roadside Assistance and it don't require sign-up.
Second most important point is Agreed Value Coverage. It pay the full amount listed in the policy declarations in the event of a total loss.

I have gone through one good blog on Auto insurance -insurancehumanity.

It has informative articles on various topics related to Auto Insurance. I have found following topics helpful:

What is the Mandatory Minimum for Auto Insurance in Your State?
Purchasing Auto Insurance Online
How auto insurance premiums are calculated

[readingtutoringgwinnettga]

wow you really made a good video this is so clear thank you

[alpha]

are these coverages true for all companies or each company makes their on terms? i would like to know.

[jaroma]

Guess we can use your videos in teaching our new staff. Thanks for this!

[claeslind]

I have full windshield coverage, what if I claim insurance for a windshield replacement, then 3 weeks later a big rock hits it and I need to replace it again, can I just claim it again to get it replaced or do I have to wait a certain time?

[andyouf]

so without comprehensive coverage if my car is stolen and never recovered I am out a car? regular insurance would not cover this? or is just theft of parts like the stereo?

[XxSuperWizard]

how do you get all of those things? full coverage right ? what do you look for what do you ask for ?

[marcxdestroyer]

I'm having trouble with this test

[Ursin]

I am preparing to take my Casualty and Property Insurance Test. Is there anyone out there willing to be a study buddy?

[autoinsurancechannel]

Drivers in my area all think they are all qualifying for the Indy 500!

[crneymar]

this is what should be taught in school

[west_park]

Friend of mine got rear ended and car was totaled. the faulty driver worked for a dealership and the car-at-fault was dealer-property. No one wants to pay for the totaled car. Not the dealer, not the victim's insurance, not the driver-at-fault. go explain this! All these insurances are pure BS and after your money. If you are in a trouble, you are on your own.

[alliedinsurancemanagersinc]

Knowing what you’re more at risk for can help you customize your car insurance. Surprisingly, it’s that complicated.

[mzkmcob]

You should make a disclosure that you are not licensed insurance consultant, agent, or broker, and people should advise with a trusted licensed professional, after watching your video.

[nishshankarajapaksha]

What Is a Car Insurance Quote?

A automobile coverage quote is a price estimate for a policy, based on statistics you’ve provided approximately your self, your automobile, in which you stay, and so on. Car insurance costs are as accurate as the records you provide. The extra correct statistics you’re willing to proportion approximately yourself, the nearer your coverage quote could be to the actual price of a coverage.

Insurance corporations use the statistics you provide in a complicated algorithm that’s propriety to them to try and recognize how risky you're. In different words, they're trying to see how possibly you're to make a claim. The number one of price that an car coverage organisation has is repairing broken cars, says Schmitt.

Auto coverage costs vary across coverage groups even if you offer the identical precise information. Why? Because each insurance organization assesses risk differently, and certain elements might also weigh loads for one insurance enterprise, but now not the other.
Plus, fees are usually converting. You can get an car quote nowadays then get one in multiple months from the identical coverage organisation, and it is probably a touch exceptional primarily based on what’s occurring with that auto insurer’s facts, says Adams.