Collection Agency Won't Negotiate With Me

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[cesarsosa]

My problem with these bills is that you can never know how much it is going to be until after you get the services

[Dampheria]

What happens, it doesn't sit there. They send it to legal. Some states say, can't garnish but they can put a lean on all assets: bank accounts, property, etc... then legal add their charges... but to save you ask for payments...

[betterthanemril]

What annoys me with collection agencies is buying debt is a risky investment. You take a high risk purchasing a debt from the OG creditor that a consumer never paid or in some cases never owned. Sometimes I just wanna go to the afterlife and seriously asked what the hell was wrong with the people who created this type of stuff. It makes me so angry that these agencies can actually end up suing us and damaging our report for nearly a decade.

[maririzzo]

She doesn't know to do this. I had 8 collections on my credit. I call them & say how low will you go?? It took them off guard but I've gotten settlements for each of them. I have 4 left to pay.

[mikew]

It may be the client who the collection agency is working for will not accept a lesser amount. Not all clients are willing to negotiate. So it’s not always the collection agency.

[pattitorres]

I continued to make double the payment agreement with Marshfield Clinic, never missed a payment, and they decided out of no where to send the rest to collections. This was even after I called them to see why they were doing this, and they said they didnt care that I was making the double payments, they said they wanted full payment or it would be sent to collections.

[lifewithzoeh]

$800 dollars she dont want to pay it😂 Silly

[lashandaeller]

Man, if she doesn't pay that $800 and keep it I wouldn't even bother Mr. Ramsey with such a silly question.

[philliprogers]

This women is lost. She is worrying about an $800 bill but is probably about to go into debt for $80k to get her master's.

[josevelez]

However, even if you pay the $800 the collection remains in your credit report, unless they remove it and you pay within a few days after it goes away from your report.

[weirdnomad]

Settling doesn't do squat for your credit, it may hurt it even further. Unless they're threatening to sue you then just ignore them. Also, it highly unlikely they'll bother to sue unless you owe more than 5k

[heavymechanic]

OK, my doctor's office gave me a statement inflated for insurance, I paid the amount on the statement in full and was given a discount; this happened three times for the same treatment. Six weeks later, I started getting bills in the mail stating I did not pay the correct amount. How is it my fault if the billing agent does not know how to file insurance claims and charged me a lower rate? This account has been turned over to several collection agencies and all three cannot validate the debt, the fourth collection agency just contacted me about additional bills reported by the hospital collection department.

[jabhassan]

Agent: where do you work
Me: at deez
Agent: deez what
Me:deez 🥜

[lonewolf]

simple don't pay the collection agency!!! send them a debt validation letter instead chances are you don't owe the debt. while i do agree with the posters that say pay your debts off meaning the OC and not some junk debt buyer

[acetreyner]

If your medical bills are sent to collections. Can you go back to the hospital and negotiate straight with them to make a settlement?

[zjones]

I don't blame them. She has a degree she can pay. She just doesn't want to.

[mph]

They are being jerks because they want to get paid for work rendered? Go to work, at the end of the week your boss fails to pay you. How does that fell, Not to good.

[adambozentko]

800$ collect cans on the side of the road. Thats ridiculous

[LipstickNWhiskey]

You owe the money, you need to pay it. No excuse.

[feiwong]

When calling the collector, should I use a public phone so they don’t know my phone number and starting harrassing me with phone calls later?