The Only Time You Lose Money In The Stock Market

The Only Time You Lose Money In The Stock Market

Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET

Did you miss the latest Ramsey Show episode? Don’t worry—we’ve got you covered! Get all the highlights you missed plus some of the best moments from the show. Watch entertaining calls, Dave Rants, guest interviews, and more!

Ramsey Solutions Privacy Policy

[davidmalka]

"You never count your money whilst you're sitting at the table."

- Kenny Rogers

[CrapE_DM]

This is why it's dumb to tax earnings on stocks (as some are proposing) instead of just the capital gains

[adrianl]

Best quote "It's not about timing the market, it's about time in the market".

[slicerdice]

I really needed to hear this Dave I’m 19 and just started investing I just graduated trade school a couple months ago and work a 7 days a week job, I have a Roth IRA and a 401k which I’ve been feeding money into thank you for your inspiration Dave, I’ve been watching since Covid hit and love your show!

[judynewsom]

I’m considering rebalancing my $2M portfolios, So I'm curious about the best strategies to hedge my portfolio against market downturns and generate profits?

[pinkyhilfet]

I need to keep this one on repeat. It’s so hard NOT to freak out when your stocks drop!!!!

[Christine-wpbw]

I am a Nurse and have been investing for a few years. I have reached a point where I could benefit from financial advice to improve my $160, 000 portfolio, which seems to be stagnant, and to maximize the return on my investments.

[MegatPage]

Wealth transfer often occurs during market crashes, so the more stocks drop, the more I buy. Meanwhile, I'm focused on making better investments and earning more as recession fears increase. Apparently, there are strategies to triple gains in this current market. I read about someone who made a profit of $350k in just six months. It would be really helpful if you could make a video covering these strategies.

[carlosgarcia-jzdq]

if you going to tax me for my gains, you need to give me a credit for my losses.

[stevenporter]

Like people talking about their equity on their home - equity is just on paper until you sell and have to spend it to live somewhere else.

[Jason.]

ABSOLUTELY 💯 AGREE!!! IT'S ONLY ON PAPER!!! 10 MILLION DOLLARS 💸 IS LIKE 10 CENTS TO BUFFET!!!

[Debbie.Burton]

I'm going through one of the hardest times of my life right now. lost a lot of money investing in start-up businesses. I'm honestly simply perplexed right now about how other folks in the same market are making over $200k in gains in a matter of months.

[bukki]

Stocks will rally but I know better, macro shows the economy is yet to fully recover. I have been holding stocks to sell at a profit at this time but it is looking like a bull market the rest of 2023. I am in a fight to hold or to sell. I’m up to 297 grand from a low of 250 thousand last year.

[small]

I love it!! That's how you know a real investor versus a wanna be!!!

[suen]

I keep telling people this. Stocks go up and down. You haven't gained or lost until you sell.

[nissanp]

How do I go about this.. Lately i got interested to invest in the financial market but have no idea, How does it work please.

[topcat]

100% Truth... I can't agree on all things out of this guy, but he is hitting the nail on the head putting this info out there

[gregashcroft]

This is an oft cited example and, as is the case with many of these things, it is misunderstood. Compounding stipulates that any drop in value is a form of loss, a 50% decline in value requires a subsequent 100% return just to restore the original balance. For a more realistic context, that is 4 straight years of 20% returns. The NASDAQ hit 3940 in 1999 and didn't get back to this number until 2013. Some investors have time horizons so short they don't buy green bananas. If you don't have an infinite length of time over which compounding can resolve a sharp decline, you will likely have lost something

[inachoc]

Or until that stock doesn't exist anymore 🥴

[tracyhasty]

Exactly! I might say it's up or down, but never I made it or lost it until I sell it and seal the gain or loss...
It's hard for some people to understand. It's hard to watch it go down and not sell, because you are afraid of it losing even more value.