10 Mistakes that you must AVOID | STOP Making These Mutual Fund Mistakes

Summary:
Common mistakes made by mutual fund investors and insights into the performance of mutual funds over the years :

1. Chasing Best Funds: Trying to invest in the top-performing mutual funds each year doesn't necessarily lead to better returns, as historical performance doesn't guarantee future success.

2. Fund-First Approach: Selecting mutual funds solely based on past returns without considering risk appetite, goals, and diversification can be a mistake. Asset allocation should be tailored to individual needs.

3. Not Rebalancing: Failing to periodically adjust and rebalance a portfolio can lead to overexposure to certain assets, potentially increasing risk.

4. Timing the Market: Attempting to time the market by investing only during market highs or lows can lead to suboptimal returns. Consistency in investing is key.

5. Lack of Patience: Investors who stop investing in mutual funds during market highs or lows may miss out on long-term growth opportunities.

6. Desire for the Next New Thing: Constantly seeking new investments rather than sticking to a well-structured portfolio can lead to inefficiencies.

7. Zero Research: Investing based solely on past performance and without understanding fund categories, constituents, and fund manager history can result in poor portfolio choices.

8. Ignoring Taxes & Charges: Not considering taxes and charges, such as expense ratios and exit loads, can impact overall returns. Tax implications vary between debt and equity mutual funds.

9. Other Noob Mistakes: Additional mistakes include choosing IDCW over Growth funds, chasing New Fund Offers (NFOs) without a track record, and overemphasizing NAV and expense ratios over actual returns.

Join this channel to get access to perks:
Mutual fund Mistakes that are Stopping you From Creating Wealth

Chapters
0:00 Intro
0:29 Chasing Top Performers
3:46 Fund First Approach
4:38 Portfolio rebalancing
5:00 Timing the market
5:52 Lack Of Patience
6:57 The Next New Thing
7:29 Zero Research
8:56 Taxes & Charges
11:08 IDCW
11:28 NFO
_______________________________________________
New Account opening links for leading brokers in India :

^ leading brokers in India if you're interested in opening a new broker account.
_______________________________________________
#usefulInformationBoosan
Useful Information Boosan, Personal Finance Tamil, Productivity, Self improvment
Boosan

[clloydwalton]

Bro, soon you will get 1 million. Very underrated YouTuber

[gemsatheesh]

Excellent analysis. Thanks for this. Instead of MF I would like to go for ETF as I can easily buy / sell whenever i want depends on the market conditions. I request you to put a video on Indian ETFs tracking NASDAQ 100, comparison and choose a best ETF among them. So far I found only Motilal Oswal Nasdaq 100 ETF.

[codered]

neenga sonna ela mistake um na paniruken


learnt from your videos

Consistency should be important
SIP can be started anytime, but consistent is important
Do not wait for market down to start SIP
Dont be greed to invest on the current year high return MFs


Thanks brother, keep it up!!!

[suriyanarayananr]

Using screener. You can filter the stocks for long-term investment using below conditions.
Current market price < 1.5 Book value. &
Market Capital is more than 30000Cr. &
Dept/Equ ratio <0.4.
Also add our conditions which are discussed earlier.

[suganyavenkat]

Very crystal clear explanations.. beginners can understand your concepts easily😊

[vikraman]

As per the current tax rules:
Even though ICICI Pru NASDAQ 100 Index Fund is of equity type, it will be taxed as per individual slab rates only. (just like debt funds). All funds that invest in non Indian equity are cosidered as debt fund only. So investing in a nasdaq 100 fof or icici has no difference apart from the total expense ratio and tracking error.

[rageshvarman]

I think it is important to mention that Axis fund managers were caught in a front running scam and hence the down fall, not the style of investing.
Just a suggestion that you could’ve picked a betterment example.

[sundars]

Started investing after Watching ur videos. Thanks for all the valuable information you have shared.

[sathishkannans]

Bro, could you please explain any long term strategy and whether do we need to always consider debt funds in our portfolio for all 25years?

[vasanthkumar-wzkb]

Hi Bro great video. I got a question. How tax is calculated for Sip for long-term capital gain in nifty 50. My interest added from start of first installment. Will the LTCG considered when I start the MF?

[god]

Mutual funds or stocks - The money to be invested should be the excess money in your wallet - it should not be the essential amount. As this is a long term game like marathon, not a 100M Race

[lakshminarasimhannarasimha]

Very good video. Lot of valuable information. Mr.Bushan(Vishal)! 😊 requesting you to make videos on index funds, I mean not only Nifty 50 or NIFTY next 50, even in small cap we have small cap 250 and small cap first 50 index fund and in midcap we have midcap 150 and mid cap first 50, mid cap 50 performance index fund, mid cap value 50 index fund etc..

[ChangeYourLife-hnub]

1. HDFC Index Nifty 50 Plan
2.Nippon india index fund nifty 50 plan
Minimum Amount evalovu Investment panna nalla return Varum bro

[nehrumariappan]

Bro, mutual fund switch within same fund house panradhu good or bad? Pros and cons . Pls make a video abt it.

[thehobbyist]

Underrated channel, i got bery much inspired by your health insurance video…what a clarity!!!! All the best..soon you will reach 1 million

[TRP]

Sir, i understand that investing in mutual funds in any category is definitely giving decent return. Fund houses wil not simply working. my suggestion is we need to be patient for atleast 5 years which we will give atlast decent returns definitey.

[rojamanikandanarumugam]

How many nifty 50 index funds should I have?

[shahulhameed]

Your analysis is excellent bro. Thanks for clarifying the investment plans all-time.

[RangeshV]

ELSS pathi oru detailed video podu bro...Long wait

[Murugan-gcgb]

Bro I have doubt lump sum amount investment in Mutual fund, example : now I invested in 25K in Nippon small cap fund, after 1 year if anything 10% dip can I invest additionally more amount in same account in same fund..pls reply..