Watch This if You're a First Time Buyer with No Deposit!

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No Deposit? NO PROBLEM!

Skipton Building Society launches its much-awaited 'Track Record' product.
Now First Time Buyers can borrow up to 100% of a property's value WITHOUT the need for a DEPOSIT or a mortgage guarantor!

** YOUR HOME BE REPOSSESSED IF YOU DO NOT KEEP UP WITH REPAYMENTS ON YOUR MORTGAGE **
  1. Matt Naish - Cotswold Mortgage & Protection
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Hi how would they assess a joint application if all the household bills come out of my wife's account (including rent) and all I have is mobile sim only contract coming out of my bank and my half of the bills to my wife's account every 4 weeks?

randombeatsuk
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Should be attractive to people who are currently renting and will be a sizeable niche for reliable borrowers. People who are not financially disciplined should not get a mortgage until they are ready. Being a renter first is a good test. Sometimes people who are not natural savers can make this work. I have a friend who was on a 100% mortgage and never has saved for anything but when it’s a bill to pay each month he accepts this.

stephengreen
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Will one day late payment on rent affect the application?

andy.e.