One Year Later: Tesla Insurance Review!

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This is my one-year review of Tesla Insurance, in Texas, on my 2017 Tesla Model S 75!

Videos mentioned in this video:

I Got My Tesla Back!!

Tesla Insurance Review (2023) | Flawed, But Promising

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Resources:
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Here are my referral links, in case they are useful to you and you would like to support the channel:

Capital One SavorOne - 3% cash back on dining, entertainment, groceries, and streaming, no annual fee, no foreign transactions fees:

Capital One Venture X - my current travel card, replacing the Chase Sapphire Reserve

Chase Freedom Cards - some great no annual fee cards, all of which I have:

Tesla:
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Hey Dan! I purchased my used Model 3 about 2 months ago and absolutely love it. I've had Tesla Insurance for that duration and I use FSD Supervised. I think my biggest problem with the Tesla Insurance is the forward collision warning. It seems way too random and sensitive. Sometimes I'll get really close to a car and it won't do anything, other times there's a car on the side of the road that I am nowhere near and it'll ding me. Whenever Forward Collision Warning does alert me, it doesn't just drop my score by a couple points, it drops the entire day down to like 50 or 60, I have to proactively drive the car around afterwards to get it back up. Also, the night driving thing, I wish it was pushed to 12am, while I understand the insurance reason, idk, seems a tad excessive to me. But yeah otherwise I like Tesla Insurance, it's by far the cheapest for me right now, but I don't like how the premium shifts so much. 

I've been watching your channel for the last year or so, keep up the great work man.

markw
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Great review of Tesla insurance. I am with Travelers now, but always shop around. My problem is home insurance and not being able to bundle it. I think Tesla, insurance could save me, but my home insurance would get jacked up and off set any savings. I live in Dallas and the insurance is going through the roof, literally lol. Keep up the great work.

williamsjayr
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Tesla Insurance never worked for me. My biggest problem is the false forward collision warning I constantly got. My premium went from $200 to $300 $400 within 3 months. The system is flawed and needs a lot of work. You shouldn't be purposely driving your car just to get safety score back up...that is sad.

ien
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If you park in a parking garage, the safety score dings you a lot for aggressive turning and such which can lower your score by 20

dskow
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Great information, it seems like the savings should be more.

daneflanigan
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Night driving penalties are completely unfair to those with off shifts.

wm
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So do you even have fun when driving? How do you not drive over 85 in TX? lol

learnallican
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I feel like selling your data for cheaper rates isn't a great trade off but that's just me.

happyaccidents
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so it is tracking you . yeah no thanks.

ashishpatel