What's The Difference Between Blisters And Hail Damage

It's not uncommon for a home inspector or an inexperienced roof inspector to mistake blisters for hail damage, however if you file a claim based on that diagnosis of your roof, you'll end up with a denied claim on your record.

If you've had a home inspector tell you that you have hail damage, don't file an insurance claim. Be sure to ask a roofing contractor to check your roof first.

Homestead Roofing, Inc is a licensed and fully-insured roofing contractor in Colorado Springs, Colorado and serving homeowners in Colorado Springs, Fountain, Falcon, Peyton, Manitou Springs, and other surrounding communities.

[noahziegler]

I've never seen just one solitary inch-and-a-half hail hit.

[kenhansen]

Great video! As an independent Adjuster, I wish all roofing contractors were as educated and honest as you are. I bet IA's love working with you.

[christopheracosta]

Thank you for the education sir, I'm a new adjuster for an INS co. and you really helped me. again thank you

[jakec]

Great video, helps shed light on differentiating between those two types of damage. I think it'd be nice if there was some objective way to access roofs for hail damage. For example, some roomba type thing that has built in sensors with well defined parameters. This can hopefully ensure more accuracy in identification. Thus, homeowners who have legitimate damage don't have issues with claims. And also avoids fraud and missed/"false" claims.

[Thewayoflife]

Not to question you knowledge but before you say a roof has one hail damage shingle i would recommend to check for collateral. Its very hard to imagine a whole slope has one hail damage shingle.

[markrott]

hell yeah it's helpful .. I do roof inspections now....looking for hail damage...have been getting my customer alot of roofs paid by their insurance from wind and hail...

[robertmack]

Great Video, Sir - I learned a lot from your presentation!!

[abelduran]

I have heat blistering from forest fires in Santa Cruz California. My whole roof had 1000s of embers smoldering on my roof. My insurance is saying that it did lower the life and the want to fix it by caulking every hole. I have fire insurance and the house next to us burned down all their redwoods showered our home. It’s driving me crazy that they would say this. Any advice?

[smashdemm]

No way you have just one hail hit. Especially that size. The roof would be wrecked. Probably a branch fell from that evergreen behind you.

[rooferkyc]

There's no such thing as a one hail hit, probably the roofer dropped a hammer during installation and left that mark there.

[redbaroncarwash]

Here's a 3rd opinion: you are missing an important factor.

It doesn't matter if it is a blister or not, if the blister was ruptured by the hail then it is a covered cause of loss and the insurance company owes you for a new roof. The fact that you did manage to find one fairly large hail strike tells me as that hail was present on this roof, and typically there are a lot more smaller hail stones than the large one that caused that hail impact, and very tiny hail stones can rupture a blister.

The fact that the asphalt at the blister it's fairly dark and black tells me that is fairly recent, lending more credibility to the fact it was probably ruptured by hail stones.

This is why it is not only important to I have your roof inspected by somebody who has a thorough background in roofing, but it is also helpful if he has an insurance background such as a licensed publications adjuster who understands important policy considerations. Policy considerations that are illegal for a contractor to even discuss.