Should I File An Insurance Claim For Small Roof Repairs?

Many people are quick to call their insurance company any time there's a problem with their roof.

Should you file an insurance claim for roof repairs? In this video we'll talk about when you do and don't want to file an insurance claim.

Homestead Roofing, Inc is a licensed and fully-insured roofing contractor in Colorado Springs, Colorado and serving homeowners in Colorado Springs, Fountain, Falcon, Peyton, Manitou Springs, and other surrounding communities.

[mike]

I wish the insurance companies would be upfront about how a claim will affect future rates. It's so difficult to know whether it's worth making a claim or not. I had a theft of $4000 but with a $2500 deductible it wouldn't take much of an increase over the coming years to wipe that all away.

[rohitachanta]

If I cancelled a premium promptly after filing it, would it go on my record and would it affect future rates?