Wind Damage Roof Claim - Should You File An Insurance Claim?

If you experience wind damage on your roof, should you file an insurance claim or not?

Come with me on 3 roof inspections and I'll show you my recommendations for filing an insurance claim on each one. After the recent Level-2 hurricane wind in Colorado Springs, which did did extensive damage all across the city, you may be asking, "Should I file an insurance claim if the wind damaged my roof?"

Learn when you should and when you shouldn't file an insurance claim for wind damage to your roof.

Homestead Roofing, Inc is a licensed and fully-insured roofing contractor in Colorado Springs, Colorado and serving homeowners in Colorado Springs, Fountain, Falcon, Peyton, Manitou Springs, and other surrounding communities.

[JJJJJ]

Another great video from Homestead. I wish I'd seen this before I talked to my insurance company.

[Zaradikaresells]

This is most enlightening because we never really know what the ins. Company is thinking. I have to call my company now and ask how many claims do I have.

[smirkinatu]

Thank you. Valuable information regarding real world applications.

[bhflute]

Thank you for this. Beryl took a lot of shingles off my house and I found out I have a $15k hurricane deductible so I don’t know what to do 😭 my house looks a lot like house 2. A roofer put 3 tarps on and nailed them in too so idk 😢

[jakec]

Stupid question but can you elaborate more on what exactly happens if you have more claims on your record?

We haven't filled any claims. Been in the same spot since 2004.

Recently, I was told that I qualify to file a claim for hail damage due to a recent storm. He climbed on the roof and said he found some spots that are indicative of hail damage. And that I could get a new roof. We are trying to figure out if we should file a claim or not. Our roof is at least 18 years old and we do have some evidence of water damage/leaking on an interior ceiling. Not really sure where this is coming from and it's been getting worse. I've heard various things from roof is good, to roof is bad, chimney needs repair, chimney needs rebuild (on top section), chimney needs flashing, flashing is good. And just recently, that I can file a claim for hail damage. So it's very confusing on what exactly we need to have done. Just looking for an honest inspection/diagnosis of the problem, and some quality work. If we do indeed have hail damage, and can get a new roof thru a claim, great. If that's not it and not the problem, we can fix what needs to be fixed and move on. Hardest part is, finding honest people to inspect/diagnose what the problem is along with reasonable honest pricing and to do the job right. I think most ppl won't mind paying for that.

[yosinaloa]

If adjusted just send inspectors but insurance adjuster doesn’t see damage and wants to rush repair without informing status o coverage

[ginaeubank]

How do you find out who the shingle manufacturer is and warranty if the previous owner put the roof on?

[dmaka]

How many shingles need to be damaged (percentage % wise) on a roof in order for the roof to be replaced?

[kellyyork]

Well, since it rains almost every other day, and sometimes every day, in the SE, if you file a warranty claim with a roofing company or with a shingle manufacturer, you’re going to have all kinds of water damage inside your home before they even get there. Nope, tarps do not always work with the torrential rains we have here. Get a move on and have your insurance company pay up.

[PatriotBrad]

Make a claim and every insurance company will know now with thier filing system. They also raise your yearly rate for many years so they start getting their money back.

[yosinaloa]

Water leak on roof tile crack and broken cause by wind and water damage

[RonnieMcMillan-nmwc]

How much is insurance company's paying you

[jacec]

Number 2 should be a freakin claim dude

[RonnieMcMillan-nmwc]

Yall don't listen to this dude insurance companies literally pay adjusters to deny roofs and say exactly what this dude is saying. Filing a claim does not harm you or your record as long as you use the money insurance gives you for whatever you filed for