How to get lower car insurance rates | 11 Ways to get cheaper car insurance

In this video I go over how to get lower car insurance rates. I do also cover a ton of discounts as well. You should be able to get cheaper car insurance with this video with ease.

#lowercarinsurance #cheapercarinsurance #carinsurance #insurance #markflockhart

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DISCLAIMER:
Please consult your agent before making any changes you feel you are not knowledgeable with. Due that the laws being different in each state, I am not responsible for any changes or updates that may have occurred after the making of this video.

This video and description contain affiliate links, which means that if you click on one of the product links, I will receive a small commission. This helps support the channel and allows me to continue to make videos like this. Thank you for the support! Car insurance advice, car insurance, auto insurance, home insurance, homeowner’s insurance

[makiaboabida]

1) Don't assume that one company is the cheapest
2) Don't ignore your local companies
3) Your credit matters
4) Consider insurance cost before purchasing a vehicle
5) Check for discounts
6) If you have a clunker car you might not want some options on your insurance
7) Raise your deductibles
8) Consider usage based Insurance
9) Location matters
10) Driving history
11) The amount you pay up-front matters

[larrys]

I’m a Certified Property Casualty Underwriter and an Accredited Advisor in Insurance. These professional designation required 6 1/2 years of college level study. I have 38 years experience as an insurance agent and agency owner.

This is one of the better videos I’ve seen about insurance. There is no such thing as any company having the lowest cost. As this video points out there are many many factors that determine the cost of car and home insurance. Just because a company does a lot of national advertising doesn’t mean they will have the lowest cost for you as an individual.

I started out as a company agent. I eventually started my own independent agency. Why would I do that….because that allowed me to represent multiple insurance companies. That allowed me to search multiple companies to find my client the best coverage for the lowest cost.

Just noting, when you’re shopping insurance check an independent agent for a quote. Independent agents represent Nationally recognized insurance companies too.

I’m retired now, so I’m not prospecting for new clients. I note in the comments that someone posted that they hate insurance companies and agents. I understand that. Insurance policies are complex legal contracts that are written by lawyers. That’s why I invested 6 1/2 years of studying insurance and risk management learning how to read and interpret insurance policies.

I understand why people hate, or at least distrust insurance agents, because the product is a complex legal document that requires some level of legal contractual training to understand it.

I love used car salesmen, because they are hated, disliked, and not trusted even more than insurance agents. 😊

[tonyfernandez]

WTF does ones credit history have to do with their driving history. That's the biggest scam in insurance.

[FreeArtsakh]

OMG, what is credit score has anything to do weather I'm a good driver or not!!
SCAMMERS

[amber]

GREAT video!! And very well produced!! Keep up the great work!!

[nanitatwo]

I just started working for an insurance agency, and this video was great thank you!

[discerningmind]

Good video, thanks. I just discovered you, and subscribed.

[Atland]

Appreciate the video and the information. Thanks.

[fnbqeft]

Great video! Really appreciate all the information!

[makylah]

Thank you so much, this is very helpful! I turn 18 in 2 months. My parents don't give me much guidance right now and keep putting off teaching me about this. So, I'm trying to do my research to prepare. I've been saving up the past year for a car and have been looking into car insurance and this has helped me a lot!

[sarahbuckman]

This video was so informational! Thank you!

[raejaniar]

But I’ll will never make these past mistakes again 😭thank you for the advice

[CENT-STUDIOS]

I’m quoted $700 a month and $900 down payment for my car insurance it’s practically as much as I paying rent

[celiafernandez]

I use Mile Auto, I drive less then 40 miles a day so my full cover is $55 a month for my truck, my Toyota I pay a little more because that car I drive more and its newer. I pay $110 for full cover on both.

[commiesareevil]

If I have a DOT number and my vehicle is private and I do not use it for Commerce what is the best insurance to get in California?

[JoeJoe-tfsl]

Thank you bro I called after I watched this video I did save $362👍🏽👍🏽✋🏽✋🏽

[CanadianPenguin_]

Can you get away with lying to your insurance about being married?

[keithgamble]

Credit has nothing to do with driving skills

[RiverSophiel]

In Virginia, you can pay $500 for the entire duration of your registration…..1-2 years…….to not have insurance. Good if you don’t have a car loan.

[mogeking]

Why can’t I start my own insurance company and charge people a lot less than all insurance companies