Drawing your own Social Security benefit EARLY impacts your spousal benefit if you later change to a

Drawing your own Social Security benefit EARLY impacts your spousal benefit if you later change to a spousal benefit — but will not impact you if you later switch to WIDOW benefit! How much you get as a widow is based in your age when you draw.

[TheMedicareFamily]

Click on my picture, then use the link in my bio to get my FREE cheat sheet, workshop, calculators, and more!

[EdwardBala]

I've seen a lot of people never living to claim any of it.

[RestingBeachFace]

I retired early at age 62 and I knew I was going to take a hit and I didn’t care! I had a series of verbally abusive bosses the last 10 years of my working life, and I could not take the abuse any more. It was horrible. I am living off a reduced SS but my house is paid for, so I live carefully. The peace of mind is priceless!

[philipberger]

Took mine at 62. For the 30% reduction I didn't have to work for 4 more years. The greatly reduced stress levels was well worth it.

[norisv]

I took my at 62, so did my husband, we want to enjoy life while we still can.

[nickdel]

Taking mine at 62. That's 60 extra payments at the reduced rate. I have to live a long time past 67 to make up those 60 payments.

[midwesternoutdoorsandnatur]

So we talk about moving the retirement age up.
We talk about SS running out of money.
But we somehow come up with Billions to send to other countries.
Let that sink in…

[PhilipHodson-dx]

They need to set the retirement age at 90 for all politicians !

[misskj]

Take it at 62, folks! You are not promised tomorrow!

[bmwmbaby]

My accountant told me to retire at 62 since I would receive more money than I was currently earning by working. She also said that even though waiting would give me more SS income, I could never make up the money lost by waiting to retire for a higher SS rate.🤔

[RandallColvin-]

The question every American should be
What happens to the money paid in by people who die before age of benefit payout?🤬🤬🤬🤬🤬

[matthewackerson]

The mortality rate from 62 to 67 jumps significantly

[michaellalanae]

If you get one dime from the government you better be glad especially if your a citizen of the USA .

[kojikicklighter]

Get it as soon as you can. It won't be around for long.

[Pitchithard]

Withdraw as soon as possible. As long as you have a retirement account or pension. Social security Security goes by by as soon as you die. Your retirement can carry on to your family. It’s not worth waiting unless you happen to to live to your late 90 or older.

[scottmckinney]

I’d like to sign up for the congressional retirement plan. Serve one term and retire wealthy with full insurance.

[Brian-pzwh]

I am waiting for 66 yrs and 6 months to draw. Able to do that because of life management. I have two full pensions, one for the Air National Guard, for 20 years of service, and a full pension from Boeing Aircraft Co. For 32 years of service.

It's called life management and you have to start EARLY...and stay the course. Everything is paid for, We carry NO debt. Paid cash for the 3000 sq ft house we live in on 5 acres.

[subvet]

62 vs 67. It takes almost 20 years to get that money back that you would have collected for those 5 years. So, you would have to live to 87 to make it worthwhile. Retire as early as you can.

[chairde]

When you retire you need 3 sources of income. Typically it is social security, pension, investments.

[Swampwalkerusa]

Im getting mine early. Lack of trusting government is my reason