Everything about Travel Insurance for Your Cruise

Travel insurance isn’t exciting, but you may get pretty worked up if you need it and don’t have it. Many cruisers have opinions on whether they need insurance without really understanding what is or isn't covered. The right insurance policy for you depends on what you’re insuring against, what existing coverage you have, and what policies already protect you. In this video we talk about what to consider, things to watch out for, and explain how you can shop for trip insurance for your next cruise.

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[theglobalvagabond]

With the recent flight cancelation fiascos, it would be great if YT travel influencers posted a survey asking their subs to rank the most popular travel insurance companies based on claims theyve made. It would be nice to see which company has emerged as a front-runner.

[LucyBird]

This video was fantastic, so much helpful information. Thank you!!

[leeandjancruise]

Never judge any travel insurance broker on how good they are until you have to unfortunately make a claim, that is the true test. Read any claim reviews for the company you're considering and disregard reviews on how easy it was to fill in the forms on line or how cheap it was.

[anniesshenanigans]

My friend went on a cruise and bought the standard insurance policy from the cruise line. She fell and broke her arm in the cabin. They did xrays, put her in a sling, gave her meds and told her to get off the ship and go home, good luck.... So she found out the hard way that their 'insurance' was ONLY to reimburse the cost of the cruise. She also got absolutely NO help with figuring out how to get home, either!! What a very SORRY way to treat someone that is injured and in extreme pain!! And with the very crappy wifi we had a extremely hard time getting information and getting the flights and taxi and all the stuff she needed to get back home. I would say get your insurance from a 3rd party, NOT the cruise line, and make sure you have medivac coverage!!

[pw-szds]

Key word: “good” travel agent. Unfortunately, I haven’t found one after using 4 agents. So I do my own extensive research so that I am not relying on my TA to help me entirely.

[elvafong]

Thank you for your informative video. I recently went on an Antartica cruise and the trip was interrupted or delayed because of weather conditions (we had to wait until a storm passed before our charter flight would fly and had a 1 day delay and then we had to return half a day early in order to avoid a storm. I thought our credit card's trip interruption policy would cover it and filed a claim. My claim was denied because the trip interruption was due to "weather" and weather was not one of the allowed reasons they covered. What kind of insurance or credit card do you recommend that would cover this?

[eazymoney]

I purchased a ticket out to SC 2 years ago I purchased the ticket the day before the flight and canceled the next morning . Come to find out I received travel credit and not a refund . I have to go through AIG to file a claim for a loss

[Hoya]

If a cruise line issues a voucher for future travel due to passenger cancellation, is this deducted from trip insurance reimbursement? I am not sure whether to get 75% or 50% CFAR. Enjoyed this video!

[lqfamilyadventures]

I got a complimentary cruise, but had to pay admin fees of $140 and gov’t fees and taxes of $191 totaling $331. They added a $45 travel insurance, which I’m assuming it only covers those fees since I didn’t pay for the cruise. At this point, do I even need insurance.

[jefferygreene]

Be damn sure you are traveling on set date, otherwise you will lose the upfront cost travel insurance payment $200-400. It is not transferable to another future cruise date.

[Em_Dee_Aitch]

What if I’m just not comfortable traveling to my destination city, because of the political climate at the time?

[foryounger]

Great video. I heard about Allianz and did some research what I found was many of the top companies have terrible BBB reviews but I think that in the case of BBB reviews by the time people review on the BBB it's usually when they are at their wits end, but when you read the bad reviews you find out all of the exclusions and things that can go wrong when filing your claim, so that can be helpful in knowing good questions to ask. There was one travel company where the company kept referring to the underwriter and how it was the underwriter which was a totally different company that had certain limitations. I think the company's name was something like TinLeg. There was one fantastic service but it was only for Med evacuating called Med Jet. All excellent reviews. If I had extra money to spend or if I had a preexisting condition would probably get that plus regular insurance as they hook you up with a personal nurse to fly you back and pay for all travel expenses to have you flown back. But I have really been struggling with these other bigger companies like travelex and allianz as none of them have excellent reviews all across the board as in BBB, google and trust pilot.