How to Choose Travel Insurance in 2024 | Know what's covered (and what to look out for!)

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// ABOUT

Welcome to Portable Professional, your go-to resource for stress-free travel.

Megan here, Hello! I’ve taken well over 300 flights and countless trips in the last decade. I have learned how to have seamless travel experiences without unnecessary stress and anxiety. I’m here to help you also feel confident about your travels while making the most of every trip.

Ready for stress-free travels? Subscribe and join us every Wednesday and Sunday for informative videos full of practical tips. You'll learn how to navigate airport security, pack like a pro, identify scams, and even uncover little-known hacks to take your travel to the next level. (these are my specialty!)

[PortableProfessional]

I would NEVER risk taking a trip without travel insurance.
As a Canadian, something as simple as breaking an ankle in the US could cost 1000s.
In the last few years I’ve had friends:
⚠️ Need rabies shots after being scratched by stray cats or monkeys
⚠️Be airlifted off a mountain with a broken leg, or from altitude sickness
⚠️Spend 6 weeks in a Thai hospital recovering from Dengue fever
⚠️Suffer 3rd-degree burns from a motorbike crash
… I could go on…

I strongly believe travel medical insurance is ESSENTIAL for every traveler, and it doesn’t have to be expensive! I saved $100s by switching to SafetyWing in 2019. Coverage starts at $1.32/day- less than your cup of coffee.

[xiloeteknowledgiesllc]

I used to work for a roadside assistance dispatcher and our job was to ask leading questions to find any reason to deny coverage... The biggest thing to be aware of and ask about is whether the insurance company will do the booking planning and dispatching or if it's just one of those reimbursement types of insurance... My experience is that reimbursement type policies have many more caveat because they are after the fact and can deny coverage in a less emotionally-charged environment... Insurance is psychology... Fear of the unknown...

[beingveronique]

For stolen items from baggage, sometimes it’s worth filling a claim with the airlines. I had to check my carryon when traveling internationally from MX back to the US and about $800 worth of electronics were stolen. I submitted a claim with receipts for the items and was reimbursed by the airline for everything. It took almost 8 weeks to get reimbursed though.

[bw]

Thank you so much! I recently went to Paris, Rome, Florence, Venice, Prague and Vienna (different trips for most of them) all without travel insurance and I was always really worried. I was always just so overwhelmed with the different companies, etc. I'm about to leave for Spain (I live in CO) and I just signed up for 8 days of travel insurance for only $26! Thank you so much! I used your link of course. I feel so much better and will use them again when I go to Ireland soon. Perfect timing.

[VegasNegus]

Such great info Megan! Very helpful...

[eessuccess]

This was my second time watching this video. It's very well done and informative. Thanks!

[leahmacgregor]

Definitely keeping this in mind next time I travel! Thanks for the great info!!

[PREPFORIT]

Thank you so much. I watched the whole video at work. But I will watch this again.


A lot of great detail thanks.

[vonWu]

Just discovered your channel. Going on my first solo to Thailand this month, this is good information. Thanks.

[mcarbone]

OMG this was super helpful!! I am going to use safety wing

[Misanti]

Great info for your 2 insurance videos. Thanks n more power!

[elizabethk]

Thanks for the information and advice!

[anniesshenanigans]

I spent an hour on the phone with someone at AIG. They are thorough and explain it all so well. A testament to the fact that if you NEED their help, they will answer the phone and know what to do. I got an annual policy pretty inexpensive. It does not cover the cost of the trip, that would be an extra 'rider' for just the trip, but it will cover interruption or baggage problems etc... with annual limits on those things. After having a friend go thru HELL to get home when she broke her arm on a cruise, I swore I would never travel again without the medical part, and since I travel almost every week for work, it's essential. My company pays for the travel expenses... but medical isn't covered.

[kirstentimmermans]

I'm so happy!! This video is just what I needed for my upcoming trip!!

[ytviewer]

Very informative and clearly explained in details!

[deeangel]

Its what we need to know about travel insurance
thank you

[katevandoorn]

Great advice!! Definitely going to check for a good travel insurance!

[maelstrommel]

Thanks for all the pertinent info! I've never purchased travel insurance, but I plan to for my next trip. I was wondering if you're still using Safety Wing, since this video was made a couple of years ago. Thanks!

[yasminqureshi_]

Thank you so much! I plan on starting to travel in 2024 so this was super useful. I'm going to check out Safety Wing, they sound awesome :)

[timmyjones]

I'm going right now to google safety wing travel insurance and place it on my pc fav pages, thanks for this info Megan .