Travel Insurance Explained 2024 (tips for your first trip)

What travel insurance is (and isn't) in simple human terms. Just the basics.

You know travel insurance is important, but do you really understand the policy you are buying? I spent years paying WAY more than I needed because I simply didn't understand what I was buying. Don't make the same (costly!) mistake.

This is the first of two videos:
1. Travel Insurance Explained (The basics)
2. The 4 Types of Travel Insurance choosing the BEST Company/Policy

___

// TRAVEL DEALS

Best and cheapest travel insurance at 1.43/day (with COVID19)

Compare all travel insurance options free

3 months free + 30 day trial

FREE $30 CREDIT + Cashback on all online shopping.

MY favorite browser extension & has saved me $25s on all online shopping and travel.
Sign up in 2 seconds and start getting cash back on everything you are already buying.

2 free audiobooks

// BUSINESS TOOLS

Launch a website in minutes. 14 day free trial + 10% off code PARTNER10

Free and essential plug-in for youtubers

Email marketing and landing pages free

Save 60% on the best web hosting

Build an online course free

Freelance services for everything in your business

// ABOUT

Welcome to Portable Professional, your go-to resource for stress-free travel.

Megan here, Hello! I’ve taken well over 300 flights and countless trips in the last decade. I have learned how to have seamless travel experiences without unnecessary stress and anxiety. I’m here to help you also feel confident about your travels while making the most of every trip.

Ready for stress-free travels? Subscribe and join us every Wednesday and Sunday for informative videos full of practical tips. You'll learn how to navigate airport security, pack like a pro, identify scams, and even uncover little-known hacks to take your travel to the next level. (these are my specialty!)

#cheapflights#digitalnomad#workonline#danang

[AndAWakeUp]

Currently in Lisbon headed to Spain soon! I have health insurance but definitely need to get smarter on travel insurance since I travel full time. Thanks for the vid!!!

[arrianranger]

I cannot seem to find EXACTLY what AAA covers with travel insurance. I know Trip cancellations baggage etc. but there is a sneaky term in the offerings that says "due to a covered reason " Impossible to discover what those "covered reasons are." Being what legalese is these days, I'm very concerned this issue is not addressed anywhere that I can find! So how do you research the things covered in an insurance policy? All I can find are broad statements. You don’t get to review the actual policy until AFTER you buy it. Incidentally, I’m a professional researcher. Google is making it impossible to find information, searches are just bloated with ads. Good video. I learned few things that I need to consider.

[lindaplumley]

Great, important information. Going to Germany in May 2020.

[PREPFORIT]

Always great information and content.
I always purchase travel insurance but I forgot about obtaining and keeping all the receipts. As well as Dr. reports etc.
looking forward to more on the 4 categories.


Thank you.

[johnclement]

Actually, Megan, I did watch this video for the pure joy of learning about travel insurance even though I don't expect to be going anywhere anytime soon. Sorry. Hope you're not upset with me. If it helps, I am a subscriber.

Interesting view on different aspects.. I can say for myself, that I travel with my Mastercard Gold insurance, and I travel quite much, and I have had to use the Insurance 3 times while travelling in Asia (2 times with regarding some hospital costs, and 1 time with lost baggage), and all the times there have been not 1 single issue with that kind of insurance.. I dont know if the different banks have different kind of insurances on their cards, but I can just say that mine is gold worth as the name goes :)

[sherrillmadden]

I will be participating in an English Immersion program with DIVERBO in April outside of Frankfurt, also traveling to Strasbourg, Prague and Vienna. I teach people how to travel frugally and specifically talk about Emergency Evacuation Insurance without which you can find yourself in serious debt.

[leohoward]

I'd think most people should go with comprehensive Travel insurance to cover everything.

[feryalighani-missaghi]

Hi Megan,
We are traveling to Europe combined with a Med MSC cruise.
We need insurance for our one week cruise. What insurance do you recommend for us ( aged 12-82)
Cheer!

[Rose-crhp]

In Ireland the deductible is called the excess, I took out travel insurance for my last holiday and l had my phone stolen unfortunately l did not read the travel insurance policy booklet and for some silly reason thought l could just claim but you have to go get a police report before you leave that country in other to be covered. So always read the fine print and how and what you need to claim before you go just in case.

[lareedock]

Hi, just wondering who won the last contest? Love your vlogs!

[briannsteiner]

Going to Ecuador for 10 weeks in September... I hope. I have insurance, just checking.

[elizabethborkland]

I am taking a road trip in 2 weeks & planning a International cruise for 2020.

[YinC]

I wanted to travel to Egypt in a few weeks, I don't have any type of Insurance but it seems that I need Travel Insurance to travel to Egypt. Can I pay for Travel Insurance for the duration of my travel? Will that be enough to join the country? if so, where can I buy an acceptable insurance to travel to Egypt.

[jennyolleres]

Is travel ensurance is for visitor/ tourist visa only?

[hiroyukik]

I don't buy travel insurance. It comes with my credit card.