DON'T BUY TRAVEL INSURANCE WITHOUT WATCHING | Travel insurance tips every traveler needs to know

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Travel insurance should be non-negotiable when traveling overseas.

The problem is, not all policies are created equal, and you need to know what you’re buying and exactly what’s covered to avoid getting left out to dry.

Figuring this stuff out isn’t exactly fun.

When you’re pumped about planning your Inca Trail trek to Macchu Picchu, the last thing you want to do is waste hours scouring through the fine print of all the best travel insurance plans.

Well, today I’m gonna make your life easier.

I’ll show you exactly what to look for in a policy to avoid unpleasant surprises if something goes wrong on the road.

Whether you looking for the best digital nomad insurance, best backpacking insurance, health insurance abroad for a quick vacation, or simply cheap travel insurance to cover emergencies, this guide will help you quickly make sure a plan covers what you need.

*This video was sponsored by #SafetyWing, but all opinions are my own.

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🔴M O R E C O O L V I D E O S 😎 :

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🟢T O P R E C O M M E N D A T I O N S :

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🔵A W E S O M E R E S O U R C E S :

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🟡S U B S C R I B E
▶ WANT TO FOLLOW OUR JOURNEY AND LEARN WHAT LIFE IS REALLY LIKE TRAVELING FULL TIME AND WORKING ONLINE?

0:00 Intro
0:44 The fine print
2:00 Coverage limits
4:00 Don't forget the exclusions!
6:18 Pre-existing conditions
7:04 The claims process
8:00 Checking for concerning clauses
9:10 Defining your "home"
10:10 Finding "hard to find" answers

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🟣A L I T T L E A B O U T U S

Heyo! Mitch and Day here 👋🏼

We’re just your typical American-Colombian couple determined to live every second of our precious time here on earth to the fullest. After a 10-month solo backpacking trip through South America, I (Mitch) stopped in Cali, Colombia to take salsa dancing classes 💃🏻. I only planned to stay for a couple weeks, but God had other plans for me. I met a cute Colombian girl (Day) in class, those couple weeks turned into a couple years, and before we knew it...we were married 👰🏻🤵🏼

Now we’re traveling the world full time as digital nomads, supporting ourselves by working online 👨‍💻👩‍💻

Our goal with these videos is to inspire you to step outside your comfort zone, give you an inside peek at our crazy imperfect lives, and show you that you don’t have to be rich to live an extraordinary life...all you need to do is make the choice!

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[ProjectUntethered]

Anything important I missed here? Leave a comment to help other travelers! 🤓

[ssjmsxm]

This is by far the most useful video I’ve come across on travel insurance! Great job on your presentation and with breaking all the technicalities down!

[wildeescape]

Thanks for the information....this video is added to my saved (for when I need travel insurance)!

[cherylpa]

Thank you for this video! Quick question, i have a regular US Drivers license, AAA offers international license to drive cars only, do i need the motorcycle drivers license to cover a scooter accident?

[ocikon]

IM 62 YEARS OLD I DON'T DO ANY STREAMING SPORTS OF RISKY STUFF LIKE GETTING A MOTORCYCLE AND DRIVING IT A FOR ME IS A NO NO!! PRITTY MUCH JUST GO TO A EGYPT IN OCTOBER 2023 PRETTY BASIC STUFF SO IN MY CASE WHAT TYPE OF TRAVEL INSURANCE I SHOULD GET ?
I AM THE GUY FROM COLOMBIA AND I AM ADDICTED TO YOUR WONDERFUL VIDEOS THANKS FOR YOUR WONDERFUL WORK HIGHLY APPRECIATE IT !

[edkelley]

I bought a policy through WorldTrip. Had to buy the policy BEFORE I could see the full policy. When I got the policy, I saw mandatory arbitration in TEXAS. You can opt out of arbitration only by writing a letter to the General Counsel of HCC insurance holdings. Next, the "validity, interpretation and performance" of contract will be interpreted by the rules of the policy "shall be governed by and construed in accordance with the laws of BERMUDA." What a way to make it so burdensome on a claimant that he walks away. And don't get me started on my "SALES CONTACT" no one picks up the phone and a recording says the voicemail is full.

[harryhahne]

I will be windsurfing while we are in Türkiye. Are there any travel medical policies that cover injury from this?

[elvafong]

Thank you for your informative video. I recently went on an Antartica cruise and the trip was interrupted or delayed because of weather conditions (we had to wait until a storm passed before our charter flight would fly and had a 1 day delay and then we had to return half a day early in order to avoid a storm. I thought our credit card's trip interruption policy would cover it and filed a claim. My claim was denied because the trip interruption was due to "weather" and weather was not one of the allowed reasons they covered. What kind of insurance or credit card do you recommend that would cover this?

[RicardoRoams]

Thanks for the info. As I watched the video I noticed that category listed as 65 to 69 :$100, 000. When you highlighted All others: $250, 000, you said, "if you're 64 and under"... No mention for someone in my age category. I'm 71. From that I can only assume that Safety Wing would not insure me at all. Am I wrong?

[dougwahr]

Can travel insurance be cancelled and the premium refunded?

[ocikon]

THANK YOU AGAIN FOR YOUR WONDERFUL VIDEOS MY QUESTION IS I AM 62 YEARS OLD AND I'M GOING TO TRAVEL TO EGYPT IN OCTOBER 2023 FOR 17 DAYS IF EVERY THING GOES WELL I AM PRETTY HEALTHY IN THAT CASE WHAT TYPE OF TRAVEL INSURANCE YOU WILL RECOMIEND ME TO TAKE ? I AM NOT A YOUTUBER I AM A SIMPLE MAN TRAVELING ALONE WITH MY BACK PACK ? THANK YOU FOR YOUR ANSWERS IN YOUR AND YOUR HELP ❤

[harryhahne]

Safety Wing does not cover anyone over 69. Neither does Nomads. Still trying to find something for my wife and I.

[alanawicks]

safety wing says i can only purchase my insurance once I have already departed from australia (home) why?

[lahvi]

I strongly warn against this insurance company! The masseuse dislocated my shoulder. The doctor told me he thought I would need surgery. The doctor also said we could try physical therapy first. I agreed. After a week it was clear that the therapy was not helping. I contacted the insurance company. At first they said nothing would be a problem. But they refused to pay for the therapy because they wanted more detailed documents (I gave them all the documents that the hospital gave me. there was nothing more to add.) And immediately after that they told me that they would not even pay for the surgery, because they thought that the deterioration occurred until as a result of therapy. What a pathetic act.

[coachab]

It doesn’t look like they insure people over 70?!?

[Visor]

Don’t trust youtubers paid to push Safery Wing. Do your own research!!!!