15 Insurance discounts you need to know

Here are the 15 discounts that you should know before you purchase your next auto insurance policy. Please share this video with your friends if it was helpful.

Discounts discussed in video:
1. Married
2. Good Student (Under 25 years old & 3.0 GPA)
3. Being a Home owner
4. Low miles/low commute
5. Anti-theft (Passive and Vehicle Recovery system)
6. Safe Driver
7. Multi-Car Discount
8. Credit/Consumer Report history
9. Early Shopper discounts (typically must purchase insurance 7+ days before renewal)
10. Occupational (Engineer, Teacher, Doctor, Nurse etc…)
11. Own Medical insurance (Coordinate benefits)
12. Defensive or Mature driving course
13. Pay premium in full (6 months or more up front)
14. How you pay: Checking/Savings vs Credit Card
15. Affinity/Affiliate company (Honda owner, Union member, Teachers associations etc…)

#insurancediscount #cheaperinsurance

—————————————————————————
Follow Think Insurance for more savings
—————————————————————————

—————————————————————————
Popular and Related Videos
—————————————————————————

—————————————————————————
Think Insurance on Social Media
—————————————————————————

—————————————————————————
Think Insurance Legal
—————————————————————————

DISCLAIMER:
Please consult your agent before making any changes you feel you are not knowledgeable with. Due that the laws being different in each state, I am not responsible for any changes or updates that may have occurred after the making of this video.

This video and description contain affiliate links, which means that if you click on one of the product links, I will receive a small commission. This helps support the channel and allows me to continue to make videos like this. Thank you for the support! Car insurance advice, car insurance, auto insurance, home insurance, homeowner’s insurance

[jaiprem]

Hey, thanks guy, you did a great job explaining auto insurance !

[Leonardo]

Great insurance Course. I am learning a lot of about insurance.

[johnalexander]

What does rental vs Home ownership, Education, Marital status, Military, credit score have to do with Driver performance.? Sounds good on paper but my community by default is penalized by race, zip code and other parameters unrelated to driver performance.

[ParamDinkar]

Thank you so much for the video! I wanted to ask you if my insurance is tied to my car, as in, if I drive a rental will I still have to get the insurance they provide even if I have an auto insurance?

[stephanieperez]

Why do people still owe balance if they cancel early and they are told by insurance that they don't owe all the customer has to do is stop paying and it will cancel on its own why they still owe a balance?

[MaleahsDiary]

Thank you very much. Can adult siblings be on one policy? My twin sister and I are 24 years old.

[dandesouto]

Thanks you great 👍🏻
Did some discount apply
For comerciai

[williamhoward]

How can you tell you are getting all the discounts. i.e. I didn't see listed on my policy a discount for my stolen recovery or anti-theft alarm but my agent said they don't always list all discounts but it is included as they get all the discounts from the VIN number. Is this true should I trust her statement?

[ktt]

Please help!! I'm divorced and live in MS my daughter (16) lives in AL with her mother. I purchased her a car for her birthday. It is in my name and titled/registered in MS. She will have an AL drivers license and the car will be garaged in AL. I'm having trouble finding an insurance company that wants to add her since she doesn't live with me. Her mother has agreed to reimburse me for the cost of the insurance; her insurance won't cover our daughter since the car is titled/registered in my name. What do we do??

[Mr-yngy]

Does Texas allow a person to get a discount if they have there own medical insurance.

[littlesongbird]

I see so many people on here and I meet so many people who want to know how to save money "Now that my child is driving and is on my policy with their own car." Here is a tip: make your child pay for their part of the insurance. They have access to a car and they are old enough drive so they are old enough to work. It will teach them responsibility and they will be better drivers because they know if they get a ticket or cause an accident they will have to pay more.

[thomasarmstrong]

What if I have evdt training though the fire department

[abdulrahmanalabasi]

I have a question .. If i have a car insuranc and want to add more cars, how many cars am i eligible to add, and if so should all cars be driven by me to get them insurance or i can add any of my siblings under my name

[HaroldJordanMagic]

Have you or actively use any of these discounts?

[phillipslife]

I wouldn’t consider low mileage a discount. Discounts vary by company as I’m sure you’re aware. If mom and daughter live together and have separate insurance they would have to be included or excluded on the their policies. So technically they could be on each other’s polices and have different ones. If the mother has affinity, home insurance etc it would be beneficial to be together for the daughter but like you said the daughter can jack up the rates if you gets a ticket or accident but at that point you could exclude her and she could get her own policy. If their not included and they drive the others persons car it’s not covered. Credit score doesn’t matter in CA. medical doesn’t matter in CA. CA is different, but a lot of these discounts aren’t relevant there. Informative video overall

[jaiprem]

Mark, I have a question for you. I am 65 and I have Medicare, how much PIP coverage should I have ? Can I carry the minimum of $15, 000 required in NJ ?

[PeaceDayCortez]

My daughter is 19 and a college student living at home with me, the car she drives is in my name and she’s insured under my policy. My payment for her on a VW beetle 2014 2 door hatchback is $142.18 a month. How can I get this lowered and still keep her safe while I’m paying off the car?

[ibrahim]

Can I contact you I do have some questions regarding insurance company inquiries. I want to be an agent for auto/ life insurance