1st Time Homebuyers Have No Idea! | First Time Homebuyers Tips and Advice

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[Lovepuppies]

Love that saying, " less house more home"

[richhands]

My three favorite channels: Shaheedah Hill, Stock Brotha, & How Money Works. Make my week complete! 🔥 🔥 🔥

[bigchrisdubz]

Shaheedah, I’ve been following and watching you for awhile now. Definitely plenty of gems you drop in every single video. Your knowledgeable info has helped me big time! I closed on my home April 23rd.😁 Your slogan is perfect for what you provide! I got over the hill, and confidently bought my first home! So confident that my agent was surprised I knew so much as a FTHB. 😂💪🏾 You rock!

[kkevin]

Great video! My wife and I are 28 and 26 and have 25k in savings and are currently in the underwriting phase. All these videos have me scared but I think we should be good since our finances are in order and verifiable 🙏🏾

[NateInDC]

I just bought my first home and moved 80 miles from my previous home, 90 miles from my job for affordability, I work remotely 4 days a week and had to present a document from my job stating that I only work in the office 1 day a week, what helped me also was a commuter bus travels from a pickup spot 43 miles from my home so I don't drive the 90 miles to get there.

[chefbrooklyn]

TO ALL OF @Shaheeda Subscribers PLEASE READ.
Would you be so kind and take a moment to hit the thumbs button for @Shaheeda to let her know that you appreciate all she do for free to help people to become home owners. Thank you for your support.

[chefbrooklyn]

@Shaheeda thank you for all you do great information take care

[Ashley-ntcm]

Great advice, and so true! Same with condo financing here in SC! It’s unique in comparison to single-family homes, and lenders often catch primary residence “untruths” LOL.

[solo.life.travels]

They will also send something in the mail, a verification letter and u can't pay the mortgage without that letter, that is their way of verifying residency too. That's what happen to me, even though everything was good with me

[MsRita]

The information you provide is so helpful. Ive been seeking out your videos for the past month, and Im already taking steps for June 2025. Thank you!

[claudettealexander]

You deserve a stripe for the work you put into your job I’d explaining.
I personally give you a ⭐️ star

[johnniejacobs]

This is exactly what I ran into. I saved for a good down payment, fico was great, have worked for the same place for 4 years. I called a loan officer that also does educational videos online to double check I wasn't missing anything. All was good until I said the house I wanted to by was in a different town than I worked. I had no clue this would be a deal breaker. I work from home most of the week and drive in once a week. The new house would be about 2 hours away from the office. I'm not officially "remote" but my boss has allowed me to do this. I was so bummed. I have enough saved to buy a house in cash but had hoped to save a lot of that for retirement. But it may have been a good thing with rates right now. I'm 58 so I had planned to pay off the house by retirement anyway. Just have to find a nice house within my budget. Great info!

[michelleswanston]

My mortgage with NACA has an owner occupancy requirement for the life of the loan. I can refinance to get out of it, but I got an amazing rate under 1% lol so refinancing will never make sense. The only other option if I ever decide to move on would be to sell or pay off the home.

We'll cross that bridge when we get there, but I purchased a modest townhome as a single person with no kids, I really love my home, but I may need to upsize one day!

[toewqhg]

Hi Shaheedah-what are some savvy questions we can ask the lender and selling agent to get a solid idea about what we should understand before signing anything as 1st time-home buyers-thank you!

[astoldbymuriel]

Looks like im going to have an issue. So my curent home I plan to allow 2 of my adult children to remain in. The home i plan to purchase will be 2 hours away. Planned on keeping first property as legal residence for better tax rate. My second home will be a manufactured home which is less in taxes. Current job is located near first home. Until i transfer

[cinemaalexander]

Dows this also apply to a conventional loan? Work in NY want to locate possibly to NC or SC?

[andreadouglas]

But what if you buy the property and you’re gonna renovate it before you move in? Does that still count. I live in Michigan with my husband. I’m considering buying a home in Kentucky next year that will be my primary residence because I will be moving there, but I wanna renovate that house somewhat prior to moving in so how does that factor in factor in?

[blueaqua]

Hi. Could you clarify if this includes a house you're living in but also plan on renting out a room, thus having a roommate(s)?

[tonylevine]

Just be honest folks. Not worth it. “The love of money is the root of all evil.”

[penrodautorepair]

Or if your a 100% disabled veteran with P&T statuses. You can live anywhere an your income is provable