NEW! FHA up to 100% Financing NO MONEY DOWN Program

* Note: FHA Down Payment Assistance Program not offered in Massachusetts, New York or Washington.

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KELLY ZITLOW, NMLS 164330
Sr. Mortgage Advisor
EVP, Sales & Marketing
480.725.0150

Kelly Zitlow is a Public Speaker, Sr. Mortgage Advisor & EVP of Sales & Marketing with Cornerstone Home Lending, a Division of Cornerstone Capital Bank, SSB. All information presented is for educational purposes only and is used to help you as the viewer in your home buying or selling process.

Cornerstone Home Lending, a Division of Cornerstone Capital Bank, SSB. Cornerstone Capital Bank, SSB. Member FDIC. NMLS ID# 2258 | Equal Housing Lender 14635 | N Kierland Blvd Ste 140, Scottsdale, AZ 85254

#fhamortgage #buyingahouse #mortgage

[georgestone]

For me, meeting the right partner has simplified my life even more. It’s such a blessing that my wife and I aren’t just married, but we’re also each other’s best strategic partner in business. I’m great at what she lacks, she’s great at what I lack and we have an Adviser to work with. Praise God!! And thank you for the awesome content!

[Riggsnic_co]

I paid up all my mortgages in 2yrs while working with a Financial Adviser. I’m 50 and my husband 54 we are both retired with over $3 million in net worth and no debts. We got to realize that the secret to financial freedom is making better investments.

[jackprsline]

the way you explain is brilliant and clear.
Thanks.

[Lynnmama]

I inherited 3 houses we use to rent also but u really need money to make money repairs tax’s & renters that stop paying rent the upkeep on utilities home insurance costs renters damages at times owning a home is a job! Not counting court hearings to go to if u need a renter out n u hardly ever get anything out of them for back rent not paid or damage to ur property

[looplu]

No money down means LARGER mortgage payment and HIGHER interest rate...giving no money down to persons with lower credit is also a bad idea.... don't take the bait.

[worldchanges]

No money down equal fat monthly payments the result is either working two jobs or a probable loosing the house

[moreanimals]

Does this mean if you are stuck in a minimum wage job and struggling to save, you can be a homeowner? I assumed income limit was for people who are really, really poor. Like, sorry, unless you win the lottery, this won’t ever happen for you.

[Melattnasmr]

What about the interest rates 🤔right now...?! The down-payment is not the issue....the rate are

[dmlr]

That’s ridiculous to have a 2nd mortgage. This happened quite a few yrs ago and just about everyone who had the “ 2nd mortgage “ lost their home.

[darronlane]

Thanks for this information. Glad to know we still haven’t learned our lesson from 2008!

[TampaEnjoy]

Thank you for this information on the FHA alone and I see this being a huge disaster for most Americans because most do not have any money and do not know how to maintain things

[annapetrosian]

Which loans do u use please do a video

[JKlessig]

Very helpful information and explanation. How does this second mortgage impact housing prices? First time homebuyers are struggling to purchase their first home with house prices reaching new highs. Will this impact home prices and push affordability out of reach even more?

[karlguntherfragstein]

MY EXPERIENCE IS THAT HUD DOES NOT ENFORCE THE FEDERAL MANUFACTURED HOME CONSTRUCTION AND SAFETY STANDARDS. WILL YOU FINANCE A NONCOMPLIANCE MANUFACTURED HOME?

[fredy]

"I am confused. How do I contact the FHA? Should I reach out to a nearby agency or directly contact the bank? Please help me."

[annapetrosian]

Love your channel can you do another video stating how. To plus which states have this program

[MeditationforBalance]

what if i own two homes im selling, but haven yet and looking at a farm to buy, how does that work

[norwoodhammond]

Kelly, can this option be used to buy a 2, 3, 4 unit like the traditional FHA?

[Santokev]

Is there a income limit or purchase price limit?

[khadijahussain]

Thanks for the information. So I am 66 years old and have no job moved a few years back to US and wondering how I can buy a house? I do have the down payment and my credit score ok 745 i can pay my bills the question is how I can obtain a mortgage in my condition? Any points that help me without problems I would I appreciate your insights.