The TRUTH About FHA Loans | FHA Loans 2024 | FHA Loan Requirements

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[norastocks]

I really hope folks are listening to you. Shop around. Because of you, we got a really good rate and some other things as well. Why???? We shopped around. I told my husband I was shopping about a month out from the close on our new build and he was nervous. I showed him your videos and reassured him you make a lot of financial sense. We shopped 3 different lenders and got a better rate. I never told the right hand what the left hand was doing and negotiated well. Thank you for your content.

[iomis]

I got an FHA loan along with the first time home buyers grant last year and my mortgage with insurance and taxes rolled into it is $711 a month. Far cheaper than rent in my area and with the money I save I am able to put some money away every check to put towards any home repairs I might need over time.

[rayshu]

The rules and restrictions are in place, but it's really up to your lending company if they want to follow them or not. My lending company only cared about if there is a home there, my whole septic tank was flooded, whole crawl space floods every time we have a mild rain, defects everywhere and we are not even allowed to go inside to inspect the home before sign the final closing. When they used their own inspector, the property passed with 0 defects. Now we are in court, so be careful, your lending company can work with the seller and ruin your life, all they care about is making money.

[feecunn]

Thank you, I’m just starting the gathering of paperwork to get pre-approval to buy my first home at age 52. I love your videos and appreciate all of your content. I will definitely pay-it-forward. I will give an update on how it goes for me. Blessings and Love.

[SavedTee]

Thank you for answering my question about different interest rates. I was just criticized by a lender for questioning their rates and another lenders rates. Now the first lender does not want to work with me because I asked how their rates differ. This is for conv. I was told I did not trust the lender. I think that is absurd to assume when I was just asking a question for knowledge sake. Thank you for always giving great information and knowledge.

[ChrisG-hfpd]

Stumbled upon your page and shocked at how genuine you are at informing viewers. May God bless you abundantly so you can keep growing and informing others. Not sure if you a realtor in GA but my wife and I would love to work with you in our home buying process this spring/fall. Keep shining !!!!

[amancalledjason]

You're the first person on YouTube that I ran across who has spoken on FHA loans that mentions the exception "If you pay 10% or more down on a FHA loan, the MIP stays on the account for only 11 years, not the life of the loan." That's my current situation, and in speaking with my mortgage company, I may can get that taken off sooner if I reach 20% of repayment before that 11 years is up. (I'm not sure if that's common). Anywho, thank you for your thorough education. SUBSCRIBED!

[Kukuak]

Hi Shaheedah, can you talk about how to find a good lender in 2023? Questions we should ask and what to watch out for. Love your content! Thank you

[The_Dancelegz_Experience]

Although this video was created over a year ago, it is currently May 2024 and when I say this information has my mouth to the floor, thank you so much Shahida Hill for creating this video. It is so useful I rarely ever hear anybody break down FHA loans and the difference the differences like you have done here

[rafjones]

You consistently drop sound knowledge. God bless you!

[Sashologist]

One new subscriber here &I'm sharing these videos because this type of sincerity in content is what we need so I'm spreading the love lol 💕🏡

[allykanyce]

I’m so glad you did this video. Just started home shopping and lenders made me feel like I was crazy for asking why it seems like their fha rates are different from other firms. Everyone kept giving me different purchase amounts that I qualified for! About to watch your video about how to pick a lender

[cjwright]

Ive been researching and studying this topic for a little while now and your video is DEF one of the best. I am in the pre-buy learn stage. I'm taking notes - from just your one vid. You go!

[nikkikibbe]

I learn so much from watching your videos! I am in the process of preparing to be a first time buyer. Thank you <3 for sharing your knowledge.

[queensun]

👸whew! chiiiile u dropping gems 💎💎💎!!!👏👏👏

[ritaandleo]

Omg thank you so much for your advice!!! It's kinda scared going through this journey alone!

[annettepennant]

Gm Shaheedah I really appreciate that information I was saying to my Daughter this Young I just like to her I do not listen to anyone but you Big Thanks.

[yolandacook]

Thank you for this helpful information. I had no idea that each lender has a different FHA rate. Im always learning from you. This home buying journey is real!

[mellie]

Ok. I see you out here dropping gems 💎. I went to 2 lenders but I don't know about them. I plan to do the hard pull at the end of February and I plan to shop around, wells, chase, credit union, usda, etc.

[Karlizfranco]

Thank you for every honest advice you give not only to future buyers but also b people like me who want to get into RE and want to know more about this business. ❤