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To switch Medicare Supplements you must be able to answer health questions --unlike Advantage plans
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Medicare Supplement plans can be changed anytime of year. As long as you can answer the health questions, you can change. Some states have special rules that allow you to change around your birthday WITHOUT answering any health questions (CA, ID, OR) and other states allow you to move around the anniversary of your policy date (MO, NY) and a few other states have unique rules (CT, ME, VT). In the rest of the country, if you are unhealthy, you likely can't change your Medicare Supplement to another Medicare Supplement--but call us and we can search for you. Criteria varies widely between insurance companies and a lot of this depends on what state you live in. The Medicare Family 800-970-1964.
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