Ignorant Wife Faces Financial Infidelity | Financial Audit

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Chapters:

00:00 Job and income
05:19 Aura
06:30 Why possibly a HELOC?
11:00 Immediate red flag here
17:15 They are delusional
22:15 Stop this madness
25:24 They have no excuse
28:00 Say "IDK" one more time...
35:04 Your spending is a disease
38:30 hmmm... lies
41:13 You need to budget
45:37 At least you have this
49:05 SOFI
50:00 Here's the plan
56:31 Hammer Financial Score

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These are some fun words: Caleb Hammer, financial audit, Graham Stephan, Dave Ramsey, Ramsey Show, George Kammel, Rich Dad Poor Dad, Podcast, Budgeting, Investing, Stock Trading, IRA, Roth IRA, 401k, health savings, HSA, 403b, college costs, student loans, debt, snowball, avalanche, pension, retirement, financial independence retire early.
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▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.

[maddyg]

This nice young couple's problem is that their traditional family lifestyle has no traditional family frugality

[Sooupss]

I love how he said "she's the spender" and literally most of the money spent is 90% him.

[OrioleBeagle]

She is saving money by buying used clothing for her children at Once Upon A Child while he is eating out every day. She is a lot more financially responsible than he is.

[shot-codes]

“I will say she’s picky about which daycare” says the dude who’s too picky for supermarket chips…

[sabias]

She is more capable than she thinks she is. Treating him like he’s the “smart one” and finances are “so confusing” to her is going to sink her and her children.

[Liamx]

The audacity for him to tell her they have “food at home” but he’s getting Starbucks, fast food, beer and Doritos, and/or DoorDash daily?!?

[quiet_shy]

HIM: gaslights his wife into thinking she's too dumb to understand their finances and that it would be a burden on her, spends money everyday getting juices, Starbucks, chips and bs at the gas station, eats fast food after work everyday and gets door dash when his wife is asleep, refuses to eat what his wife cooks at home with groceries and insists he should eat out instead because he "gets really hungry after working an 8 hour day", cash advances his wages every month, blames their debt and out-of-control spending on his wife, bought an expensive unnecessary car to accommodate a potential 3rd child that they can't afford and will probably endanger the life of his wife due to pregnancy complications but doesnt even use the car to transport the kids in anyway, won't let his wife eat out when there's nothing at home suitable to feed young children saying hotpockets are suitable for babies

HER: accidentally spent $100 on adobe one time

41 minutes in and I think I can see where the problem lies here...

[yb_fd]

This man deliberately gaslighted his wife about their financial situation claiming she doesn’t understand even though he’s running them into the ground with them both clueless blaming each other

[Samantha-szrj]

the way the husband nitpicks her accidentally spending $100 in one month and he purposefully spends thousands a month on useless crap is beyond me

[RavensSarora]

Going for a third high risk pregnancy with two little ones at home, no health insurance, no money and a clueless second parent is wild.

[koodersalad]

21, 000 car with over 100, 000 miles at 9% interest. That car salesman is a villain!

[CBrown]

The husband is a financial abuser, PERIOD. Thank you so much for showing people how this actually happens

[subhakaranam]

These kids finally have an adult in the room so they are snitching on each other.

[Carl]

Finally some people who actually seem like they're not here for clout.

[balletwb]

I feel bad for her. It’s obvious she went from living with family to immediately living with a husband/kids. She has no idea how capable she is.

[projectmack]

"I feel like as a man I'm supposed to live below my means, " he said, even though he actively lives above his means and has his kids eat HotPockets while he eats out 💀

[meganchambers]

"Our communication is very good, aside from the one aspect that is *literally the most common reason for divorce* ."

[grimeythree]

If you’re saying there’s food at home and by food you mean hot pockets you’re too young to be someone’s dad

[Supermoneygang]

This dude doordashes wingstop while having $100 in his checking account with a family to support, what a POS

[suzbone]

So Little Lord Babyface here is off work by 2-3pm, goofs off the rest of the day, orders door dash for himself at night while she's asleep, and leaves the trash in the living room for her to clean up?

These two are a total mess but that part really set my blood pressure off 😫