Trading 212 Beginner's Guide to Stocks and Shares ISA

The definitive guide for beginners, on what a stocks and shares ISA is and why you would want to use it on Trading 212

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[Dr.JubairsFinance]

Join Trading 212 with my link, and we will both get free shares:

[tahircalligraphy]

Thanks for the video. 1 question: if i buy any share after buying the market goes down so I'll lose the share or i can wait for raising the market then i sell the share?

[dryoosebastian]

Very useful orientation about ssISA. Great thanks!!
After opening ssISA with your referance, I will invest in S&P500, then its divident will be saved into ISA. Am I right?
Unlike Korean ISA, UK ISA has no limit in withrawal and unlimited tax exemption! Super account!

[danieltj]

Is there a threshold where you don’t need to fill out a self assessment form? Or does this need to be filled out no matter what even if the profits are minimal?

[hibbear]

Hey Jubair,

Great video. Just what I was looking for. I have a couple of questions:

1. Is the no broker fees the only reason you say Trading 212 is the best platform to use or are there any other reasons too?

2. What is the minimum amount you need to start a S&S ISA with Trading 212 (some brokerages have a £500 minimum)?

3. Is there a limit to how many times you can withdraw without being taxed or are the funds tax-free no matter how many times you move things around? (Although I know it should be ideally kept in for the long run)

4. I didn’t quite understand the part where you gave reasoning as to why you should use a GIA instead of S&S ISA if you think you may need to withdraw in 2-3 years? I guess following on from my previous question is this because the S&S will limit you in terms of how soon you can withdraw and the GIA won’t? Because surely even if one is considering withdrawing in 2-3 years they’d rather put it in a S&S than a GIA to protect the funds from tax.

Sorry for my lack of knowledge on all this😂

[brainraif]

Thanks for the informative video .Am I right in thinking money in the stocks and shares Isa cannot be removed as you will loose the allowance on that amount. But it is okay to move money from my 212 cash isa as this is a flexible type isa .I always assumed money out would always come off your allowance, but according to 212 FAQ you can, which is very good .I assume this is not the case for S&S isa .

[nitinkushwah]

Thanks for sharing knowledge, lot of good information.
I have a question:
If I deposit 20k into stocks and share ISA, can I sell sell shares and then buy new shares to rotate money within ISA ? Or will it affect my ISA as the money from sold out shares will go directly outside my ISA to trading212 account ?
Can I buy/shell shares from previous year ISA (I will not be depositing more money but just be using same money which i got from selling shares from ISA )

[damianbartosik]

So if I made about 1200 pounds last year profit of my investing account but I’m not going to sell any of my shares or withdraw any money.
Do I have to pay any taxes to hmrc?
Sorry for if it’s daft question.
Thank you

[samburns]

Hi there great vid just wondering if I’m at any risk at all just having my money in the uninvested cash earning interest ? I’m a beginner btw

[camerontyler]

Is the vanguard ftse 250 the UK version of the s&p 500? Would you recommend investing in that for a beginner with 20k? Cheers

[laurab]

I’m interested in a stocks and shares isa but completely new to it, so to clarify
- if I open a stocks and shares isa and put in £100, is that £100 at risk or just the interest amount i earn on that £100?
Also if I open a stocks and shares isa with trading 212, can I just leave it and it will grow or do I actually have to invest this into stocks that I have to select?
Hope my questions make sense

[julianwestcott]

Why do my app pages look nothing like yours?

[mrmoneymark]

Really helpful video! I've deposited my yearly allowance into my ISA account, but how do I select the fund I want to invest it in? (Vanguard S&P 500 VUAG)? Thanks?

[DivinityTrading]

ive already paid myself over £100, 000 this year but income/expense wise its about £60, 000 total so far, from my LLC if i was to pay myself £20, 000 now before April this would be written off against my income 100% correct? and my income would remain as 60k right?

[gentleoutdoors]

How does t212 go about w8ben renewal? I did my first 3 years ago but i feel im overdue the renewal, do they renew automatically or do i need to contact them?

[GerardVanPatten]

Hi Jubair - if you open a stocks and shares isa in March - can you create a new one in April (new tax year) and transfer that money plus any dividends to the new account?

[ZedTV]

Can I still open a t212 stocks n shares isa if I already maxed out another platform isa. Surely we can?

[max_s]

Hi Jubair i used your link last night and signed up (and desposited funds) when can i expect to recieve my free shares thanks!

[harmonandrews]

do you recommend trading 212 for a stocks and shares ISA over Freetrade? Because I've heard FreeTrade is easier to use despite the fees - I would love some clarity on this as I'm so confused about which to go for

[devmehta]

Hey mate, great video. If you had the option to maximise your ISA allowance for the year. Which of the following would you do.

1. Put £16k into a stocks and shares ISA (invest in S&P & FTSE ETF) and Pay the remaining £4k into a Lifetime stocks and shares ISA (to grab bonus).

OR

2. Put all the £20k ISA allowance into a stocks and shares ISA (invest in S&P & FTSE ETF)?

Long-term investor. Won't be able to access LifeTime ISA for 20 years. Using it for retirement.

Just wanted to know your thoughts. Love your work!