How to Invest Your First £100: Investing for Beginners

In this video, we explore the exact step-by-step process to make your first investment in the UK within a stocks and shares ISA, including the necessary button clicks.

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DISCLAIMER:
Some of these links may be affiliate links. If you purchase a product or service using one of these links, I will receive a small commission from the seller. There will be no additional charge for you. Free shares can be fractional for more information see these terms.

This video does not represent financial advice, and I am not a financial advisor. When investing, your capital is at risk. Investments can rise and fall and you may get back less than you invested. Past performance is no guarantee of future results.

Timestamps:
00:00 - First £100
00:33 - Worst Investors in Europe
01:13 - Why don't people invest
02:44 - What I invest in
04:28 - How to actually invest step-by-step
09:14 - Change your life
09:42 - Little bit of a rant

[DamienTalksMoney]

Here is the link to the spreadsheet I showed in the video. Just add your email, and I will send it over.

[veliadisrosasjr]

I must say I love dividend investing, getting those payments in for just holding a company is amazing. from what I've witnessed it all comes down to having a Licensed investment Adviser to handle your portfolio. All thanks to my Investment Adviser, who has traded my savings daily from quarter a million to almost one million dollars in the last 3 months.❤✅

[dar]

The British public can’t be blamed for not investing, because as you mentioned Damien, there’s been zero financial education from the Education system. It’s not seen as for us ordinary people. Thankfully we have you and a few others on YT to do that. Thanks for your insight and hard work you do. 🙌🏻👌🏻

[priyankamahatma]

With markets tumbling, inflation soaring, the Fed imposing large interest-rate hike, while treasury yields are rising rapidly—which means more red ink for portfolios this quarter. How can I profit from the current volatile market, I'm still at a crossroads deciding if to liquidate my $125k bond/stocck portfolio.

[slee]

"I made a lot of money investing into Apple, that's because I had some in-cider knowledge..." 🍎😂

[snaggiz]

Time in the market beats timing the market. Might be the most valuable lesson I’ve learned so far. It doesn’t need to be very complicated but you do need to be consistent.

[worshipthenephilim]

Thank you so much for your videos and for sharing your knowledge in such an accessible way. I've only recently begun watching you and a couple of other (British) YTs on the subject of personal finances & investing but I've learned so much. And like soooo many Brits, I was actually a bit scared when it came to moving some of my 'squirrelled away' money from what I thought were 'safe' accounts into a T212 ISA. But am I ever glad I have! Of course like you say, things will go up and down over time so no-one's getting rich overnight. But £700 invested has already grown more in a few weeks than £2, 000 in a bank cash ISA has in a year! So c'mon Brits, watch Damien's vids & get with the program!
I'm rubbish at puns but I did enjoy the T-shirts 😆

[ruffey]

Thank you for detailing that long-term means at least a decade. I pulled a lot of my money out of my stocks and shares ISA in 2022/23 because it was a very volatile year. My returns were in the negative month on month, I was depositing £500 pcm. I did end up needing the money I drew down (Masters degree), but I kept a grand in there. This video has given me the confidence to increase my monthly deposits from the minimum, to at least £100. I can stomach that and the possible volatility at that amount. I'm glad I stayed in the game in 2024, and now I'm aware that ten years plus is what I need to keep in mind.

[leeblakemore]

Put "That" on a t-shirt... Actually laughed out loud... Best visual gag I think I've ever seen... Thanks! Still smiling even now as I type this.

[KamisatoElias]

Thank you for ACTUALLY telling me how to invest. I’m 19 years old and literally need investing and finances spoon feeding until I become more comfortable

[goldenowl]

Great advice as always!

Theres so many good ones but the only t shirt friendly one I can think of is:

Debit in the streets, Credit in the sheets

[Crombe]

Education dispels fear and without fear people can flourish. Your spot on Damien we all need to be educated on what we can do rather than be told what we cannot.

[hayleyshort]

I just wanted to say thankyou. This video has given me to courage to invest for the first time. I am abit late to the game as Im 49, but you have given me the confidence, even this late to go for it.

[-LUT-]

New to trading 212 and this video has really really
Helped me start to learn .
Thanks 👌🏼
Plus your that’s are awesome 🙌🏻

[adavies]

Thank you, genuinely been meaning to dip my toe into this stuff but kinda always was feared to. Going to sit down and really delve into this video over the next week and start

[PremSteve-ygde]

Successful investing is hard work because it means disciplining your mind to do the opposite of human nature. Buying during a panic, selling during euphoria, and holding on when you are bored and just craving a little action. Investing is 5% intellect and 95% temperament.

[Alivefrom]

Another great video Damien, thank you. You show how easy it can be to get into investing, when it is normally sold as a dark art to keep the everyday person out and keep it for the elite.

[Bennie_]

I have just found your channel and love your content! Really well put together and easy to understand! I just started investing this year at the age of 27, and so glad I have! It's been a big learning curve but actually quite enjoyable.

[battj]

Honestly…been watching your recent videos all day - love your stuff, brilliant! Put that on a t-shirt…haha!

[rjsimm]

I’ve been watching your videos for sometime now, after loosing a bit of money in ISAs in 2008 I’ve stuck with cash savings until today. Thanks for the walkthrough guide, I’ve now started my investment journey!