The Top 5 OBJECTIONS to Cash Value Life Insurance

In today's video, I'm reviewing the 5 most common objections to cash value life insurance along with my responses. Financial gurus that take a one-size-fits-all approach like Dave Ramsey, Suze Orman, and Clark Howard love to criticize cash value life insurance. The most common objection is that it comes with high expenses in the early years of the policy.

In truth, with your LIRP, the expenses rapidly diminish over time. Don't focus on the expenses on the first few years of the program, instead you need to look at the next 30-50 years. Others say that they can get a better return in the stock market. Remember, LIRP is best for replacing your bonds, not stocks.

🔹 Connect With Us 🔹
Instagram: @davidcmcknight

[micahfrankel]

Thank you, David, for continually bringing factual data to help better understand how LIRPs work, and adding perspective to the blanket "financial advice" that we hear from media-driven financial entertainers. Knowledge is power.

[ericjuli]

Can you pull money upto your paid in premiums amount tax free prior to taking loans?