You Can Change Your Life TODAY! | January 3, 2025

The Ramsey Show | January 3, 2025

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[ChelsieLindsey]

Had to share with someone! I got a second job to help with paying off my debt. I’m clipping coupons and working the baby step two. I hope to have all my debt paid off by the end of this year. Pray for me!

[ClermontRic_]

This lady is so righteous, intelligent, well spoken and able to communicate with her audience. Oh yeah, and she is gorgeous as well.

[JustinThomas-cjcc]

My two favorite Ramsey personalities. These two are about as good as it could get other than Dave himself.

[RobertaOrchid]

Jade Warshaw Quote of the day: “You can’t solve a problem while simultaneously creating it” love this!

[smg]

Just paid off the last of $33K in debt in 15 months……my family is free. Now for the fully funded emergency fund! 6 mos to go.

[r.jenkins]

The first caller literally drained me so bad. I forgot how much I actually love the Dave Ramsey show for a second

[joebloggs]

Getting APPROVED is not a good thing... paying cash and not needing any approval from anyone is where it's at

[rosedewittbukater]

Good LORD! That first lady! You already know that she is gonna take out that car loan

[Thatboylenny]

Just wanted to say thank you to the Ramsey crew paid off 28k in 6months by working 71 hrs a week for 6months lol

[MuslimahBuilder]

Caller 1 here Maryam Alima... I appreciate the feedback. It's easy to say what we would do or wouldn't do, but that is why good counsel is a blessing. Lessons are learned through repetition which is why I surmise that most who believe they know and understand debt and finances come back and tune in regularly. Grace and Mercy from Allah are boundless.

[loraleilaymon]

The response to the college fund question - My favorite Dr. Deloney (sorry if I spelled it incorrectly) advice, ever.

[davidcarmichael]

4 minutes in and John felt like many of us.

[samnese]

First caller 100% taking a loan out anyway

[rr.]

Awesome duo. John and Jade! 😀 My favorite hosts!

[IZG]

caller 1 - 00:45
caller 2 - 10:20
caller 3 -24:20
caller 4 - 33:45
caller 5 - 43:30
caller 6 - 55:40
caller 7 - 1:16:00
caller 8 - 1:18:30

[Ka_Gg]

I'm only 4 minutes in and this first lady is driving me fkn crazy.

She can't tell a simple story, leaves out tons of details, has no idea that student LOANS are loans, then was more focused on talking over Jade than actually listening.

That girl is a lost cause. When she cut off Jade and said "no, listen, listen, listen" like no lady, YOU called. YOU listen.

[mayasilliman]

That first lady caller was so annoying. People call this show then proceed to tell THEM, the experts, how it's going to go down! And she droned on and on and on before getting to the point.

[always_be_eri]

Something is really wrong with the first caller… seriously 😔

[elchapojr]

As a former banker I remember listening to people like caller number 1 😂😂😂😂😂 I would try to run to the back when I see those people 😂😂😂😂

[michellefrancis]

For the 1st caller, why not take the bus when you can and take uber when you are on a early shift. That should save you some money.