The Ramsey Show (June 8, 2022)

The Ramsey Show (June 8, 2022)

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Watch full episodes of The Ramsey Show right here! You’ll learn how to handle money, career advice, navigating relationships, plus tons of other life-changing content. Join Dave Ramsey and his co-hosts starting at 4pm EST Monday-Friday with less commercials and more of the Dave Rants and debt-free screams that you want. Experience one of the most popular talk radio shows in the country.

[joelmarbo]

I love Rachel & Dave together. They’re my fav duo to listen to😂😊

[wisesavior]

"You are under no obligation to support things that violate your beliefs or common sense, don't support those because you going down with the ship, you are on the ship!" Dave Ramsey powerful 💯💪🏾

[nkk]

Doing real jobs that add value to their community, making good money and also serving others by teaching them not to make the same mistake, that’s a great couple with four beautiful kids.

[mltbkr]

Right on "ain't going to the gas station" hahaahahhah

[Unami]

I love it when Dave and Rachel have different perspectives on a caller’s dilemma. (The woman who was set to inherit over $100, 000).

As for Rachel and her Tesla… You go girl!

[carieyoung]

Always cracks me up people think anything over 100k miles is “unsafe” - just wait till it dies and then get a new vehicle/ could last years after that. You don’t know.

[kikstartmyx]

There’s no sweeter couple that I know! Congrats Shannon and Brian!! ❤️😘

[alphasmurf]

definitely my favorite two it's great to hear advice and get both points of view ha it's great!

[bettedavis]

Good for you, Matt in Albuquerque! Enjoy golfing at the country club.

[Josh-byfv]

Thank you Papa Dave, as to the AWESOME TEAM around you there in Franklin. Y'ALL are my weekly motivation, & life mentors, on all aspects of life. I'm a road warrior in Dave's lingo, so I very much appreciate RAMSEY SOLUTIONS. To be my weekly, life counselors, I was blessed with my first home on 6/9/2022, based on your financial principles. A huge milestone, that I greatly appreciate, as I asked God for this mortgage in December of 2021.

[anthonywill]

I just bought a house in Phoenix. I had the appropriate down payment and have a very manageable monthly mortgage.
In my area, it was just hard to wait for a correction when Phoenix is continuing to grow with more companies bringing jobs here.
However, I could see homes located further out softening as demand increases in my urban areas.

[jackjumper]

I canceled an MP3 purchase because it went from $.99 to $1.29. Yeah you can tell he’s a millionaire that’s how they all think

[Elissadawn]

1990 I bought my 3/1 block home 1300' on a fence corner lot for $35k. It would sell for $150k now. That's just crazy.

[donnaduckett]

I like it when Dave and Rachel are on together!

[macoeur]

RE: Kate in Ontario:
I agree with Rachel. We can't assume the parents are using their $50, 000 gift as a "guilt trip ticket". Yes, it is "possible"...but it's also "possible" that they're just wanting to give some good advice so their daughter makes the best of her Grandmother's gift. So the "appropriate" response, is for the caller to recognize any "guilt" or "obligation" she may feel toward her parents as "her own" feeling....to assume the best of intentions from her parents advice....and because she is grateful for their gift, AND recognizes their desire to see her make the best of grandma's gift...she can settle the entire matter by deciding for herself how she's going to use the money in such a way as to create a "win-win-win" for her, her parents, and her grandmother. No explanation is really "necessary", but if they happen to ask, I think it would be very appropriate for the caller to acknowledge their good intentions....and then explain what she did instead and why she chose that route. They could, quite possibly, be thrilled with her decision! Sometimes people's "need to please" or "need for approval" is all on them and may have nothing to do with the person from whom they're seeking approval. And it's also true that sometimes people just want to put their loved one's minds at ease...or verbally recognize their good intentions...because they care.

If, on the off chance, the parents are not thrilled...or are disappointed (I heard nothing from the caller that suggested these parents were manipulating in that way)....THEN, I think it's perfectly fine to just drop the conversation, because it's true that it's not their money, and creating an emergency fund & paying off the house is not an irresponsible thing to do with it, so the parents...if they have any sense of boundaries, WILL NOT be disappointed.

All I'm saying is, yes, it matters how we relate to our loved also agreeing that "IF" there's evidence of manipulation or controlling behavior from those loved ones, then it's on US not to take that "guilt" or "obligation" on board. I'm not sure if it's necessary to tell them "they don't get a vote" unless/until they've truly "shown" that they're out of line. If they haven't, then I say you could even tell them "I value your advice and I've thoroughly considered it along with some other options...and I've decided this other decision I've made is the most appropriate for me"

Dave, you remind me of my own Dad. He was an ISTJ (meyers-briggs typology)...and I think you might be an ISTJ as well. I LOVE the simple, straight-forward, no-nonsense, reality-check approach "most of the time". It's the right approach for managing money. It's probably what makes you so good at it....but this (above) is one example of failing to acknowledge some of the "additional factors" of what might be "relationally "the bare-bones-boundary equation". But you never claimed to be "Mr. Manners" (and neither did my Dad :) so you (and my Dad) get a pass! (Rachel provides a great balance!) And by the way, I realize you may have just taken this call as an opportunity to remind folks what "the bare-bones-equation" actually IS (namely that we all "ultimately" have the right to call the shots with money that was gifted to us)....Big bonus points for that, because some people actually NEED this reminder!

[kevinboyles]

"How should my wife and I split the mortgage"? Wow. Split needed for sure, but doesn't have anything to do with the mortgage! What a duche.

[MrFunkadeIic]

The premise that when married the money made from either end is one, may work for most but what happens in a marriage is only up to those 2 individuals and if those individuals agree that they will keep income separately, that's their prerogative. And it can work

[davidwhyte]

$30k then $600 per month to play golf?! Wow America is expensive. I pay equivalent of $50 per month for unlimited play on 6 different public courses in my area.

[shearsovercomb]

How would Kate's parents know what they did with the money? Unless they're constantly asking what are and what did you do with the money? Otherwise it shouldn't matter.

[jsatti]

Hi Dave and Ramsey Personality’s, I’m in Sydney Australia. I’m finally on baby step 4. My question is do you have any ELP’s here in Sydney? I’m 36 and ready to start seriously investing for retirement however our system is a little different here so wondering if you’re able to point me in the right direction? Thanks!