How To Use Credit Cards💳 | Credit Cards for Beginners

Hi friends! In today's video, I talk about the basic concepts of credit cards and credit card use!

👩🏻‍💻 About Me

I’m a 20-year-old senior year nursing student living at home while working part time. I’m currently focused on investing and saving as much as I possibly can while living a "rich life."

✨ Things I Love to Use

💜 Rakuten
* Get coupons & cash back on major online retailers

🧡 Capital One Savor One

* Unlimited 3% cash back on dining, entertainment, popular streaming services, & groceries
* $200 cash bonus after spending $500 in the first 3 months of owning

💙 Chase Total Checking

* $300 sign-up bonus with qualifying direct deposits

☕️ Buy Me A Coffee

Consider supporting my financial and Youtube journey with my link down below!

📖 Chapters

Intro: 0:00
What Is A Credit Card?: 0:10
Lesson #1: 0:37
Lesson #2: 1:02
Lesson #3: 3:19
Lesson #4: 4:41
Lesson #5: 5:20
Lesson #6: 6:39
Lesson #7: 7:55
Lesson #8: 8:45
Outro: 10:38

🚨 Disclaimer: I am not a financial expert and this video is for entertainment purposes only!

[themichaelw]

Ooh, love nerding out on credit cards. Love the dedication from you on this channel! It’ll pay off for sure

An interesting video idea I’d like to see is a video about how you would budget a hypothetical 50k, 100k, and 300k salary. No pressure on if you don’t want to do that, you won’t hurt my feelings.

[Niensbudget]

Great video! ❤ Here we don't usually use a cc. It's only for emergencies and when we travel.❤

[adams]

Credit cards are like fire. Use it responsibility and it is an incredibly useful tool, use it irresponsibly and it can burn down your house. If you do not have the money in your bank account to cover the entire cost of a purchase at the time of purchase, you should not put it on a credit card. I do not care if "I'll get paid before the payment is due". You are playing with fire.