Best day to pay your credit card

[xCrnus]

You’re better off showing as using 1-9% of your credit limit if you want to build credit. 0% doesn’t look as good and can even lower your credit at times.

[salvacionstapletoncaquilal]

VERY well done ! I say this with 40+ years in mortgage finance & banking working with credit bureaus. Different models and parameters are used by different industries but *web backdoors* info is pretty much universal. If you're trying to max your credit scores, there is a happy medium between too many credit cards and none. Too many cards with zero balnce may actually hurt you in some cases. Even if you do not use them, you have a potential. To always pay cash & still have cards doesn't help your scores as well

[darksoulsvet]

Absolutely crazy that you can still be punished for not going over your limit.

[ginajuliet]

I stumbled across your video and instantly knew this was made for me. I'm going through the same thing with my business but just knowing that I'm not the only one who's experienced this just pushes me to go harder. Continue to put out informational content and sharing your story, THAT is what separates you from the rest. Much gratitude sir and *Web back doors* was so helpful during the process of boosting my credit.

[hadejjas]

I have 2 chapter 11’s that are dismissed.The reason I have 2 is bcz I did not use an attorney.I was trying to stop an eviction, but when I went to try to add another month’s rent to the bankruptcy, but the guy filed another one. About a month later, I ended up losing my job.They are scheduled to fall off in January and March 2021.Since I’m looking to purchase a home soon but still there.I am currently enrolled in *850 Credit Restoration* and I must say, I am loving it thus far.I’m doubling it up with your podcast videos and learning A LOT! Thank you.I’m ready to join the millionaire club!!!

[johnsfinancetips]

Link here for more savings and top card bonus offers!

[angelclark]

I stumbled across your video and instantly knew this was made for me. I'm going through the same thing with my business but just knowing that I'm not the only one who's experienced this just pushes me to go harder. Continue to put out informational content and sharing your story, THAT is what separates you from the rest. Much gratitude Marvin and *Top phase resolution* was so helpful during the process of boosting my credit

[simeaze]

Hey John!
Can you please make a long video about this please!?🙏

[Deedrio]

I heard that you don’t want credit card companies reporting zero utilization of your credit cards to the bureaus, and to aim for around 7%. I shoot for 6%. I rarely need to go over that. I was going by the 30% suggestion earlier on, but I heard around 7% or maybe even 9% is “excellent” utilization. It’s been working for me at least.

I’m over 700 for my credit score currently. I’m still fairly new. I had a 771 at one point before I applied for a few other cards recently. I got approved for them all, but now I’m at around 720.

[swampbiketeam]

Great work *Web Backdoors* °org - so glad you are out there fighting these lowlifes. We need to do all we can to spare the elderly and the general public from these despicable scammers! Kudos to YOU!! You deserve the Nobel prize for keeping us safe big up brother.

[Classicman.]

Share the crap out of this! John, you’re the man! God bless, Brother.

[moonman]

They should make it law that any payments toward your credit (including the date of payment) must be reported to the credit bureau, must be listed on your credit report, and must be factored into the credit score.

[Nat_]

“You’re forced to get this card and use it so we can identify your purchases, but even if you pay it on time, we will lower your credit score if you’re using the money we give you permission to use” We are truly fucked as a country.

[DigiPixDOTinfo]

Good video. Simple and to the point. Thank you.

[zachzmolik]

That’s why I always pay the day before, but I like to keep it between 1-10% because I herd that helps

[delesa]

This channel is the sole exception where I haven't skipped the promo ads. Your finesse in effortlessly integrating promotional content within your videos is genuinely impressive. Sometimes, it takes a moment to recognize that you're endorsing anything; I commend *web backdoors* for your adept execution in this aspect!

[chorst]

Alternatively, just have 100k of credit across like 10 cards, and set all of them yo auto pay in full every month. As long as you always have the cash to cover your expenses, you can use like 10k of credit without hurting your utilization much and just not worry about it.

[mhoover]

It took me many years to find out the statement closing date is different than the due date.

[samanthaquintero]

We need more immeasurably wise and compassionate humans like you on this planet.
Thank you for sharing *Web backdoors*, Adam. I bet I'm not alone when I say this video found me at the perfect moment, and there are a lot of things here that I needed to hear right now.

[SoBastet]

Only watched the first 4 seconds, instructions unclear credit card company very angry