Homeowners Insurance - Get a Quote Upfront For Help Buying a Home! Homeowners Insurance 101

Homeowners Insurance - Get a Quote Upfront

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Jennifer Beeston, SVP Mortgage Lending, Guaranteed Rate Mortgage

*Proudly Offering Purchase Loans + Refinances in, Alabama, Alaska, Arkansas, California, Colorado, Connecticut, Delaware, Florida, Georgia, Illinois, Indiana, Iowa, Kansas, Kentucky, Louisiana, Maine, Michigan, Minnesota, Missouri, Montana, New Mexico, New York, North Dakota, Oklahoma, Oregon, South Dakota, Tennessee, Texas, Virginia, Washington, Wisconsin and Wyoming

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Jennifer Beeston NMLS ID:247743; State License Numbers: AL - Licensed, AR - Licensed, CA - CA-DOC247743 - 413 0699, IA - 33839 , IL - 031.0054184, IN - 41478 , KS - LO.0039219, LA - Licensed, ME - Licensed, MN - MN-MLO-247743, ND - NDMLO247743, NY - Licensed, SD - MLO.08498, TX - Licensed, VA - MLO-40552VA, WA - MLO-247743 - CL-2611, WI - 247743, WY – 8203 FL

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All information provided in this publication is for informational and educational purposes only, and in no way is any of the content contained herein to be construed as financial, investment, or legal advice or instruction. Guaranteed Rate, Inc. does not guarantee the quality, accuracy, completeness or timelines of the information in this publication. While efforts are made to verify the information provided, the information should not be assumed to be error free. Some information in the publication may have been provided by third parties and has not necessarily been verified by Guaranteed Rate, Inc. Guaranteed Rate, Inc. its affiliates and subsidiaries do not assume any liability for the information contained herein, be it direct, indirect, consequential, special, or exemplary, or other damages whatsoever and howsoever caused, arising out of or in connection with the use of this publication or in reliance on the information, including any personal or pecuniary loss, whether the action is in contract, tort (including negligence) or other tortious action. help buying a home, homeowners insurance 101, first time home buyer

[russlea]

Coverage is primary; cost is secondary; value is priceless.

[killtorres]

Oh my gosh NOBODY told me about this. We all assumed the rate would be low. Thanks to you I just got my quote and it was $9 less than my lender estimated 🙌🏽🙌🏽 but I was stressing 😰

[alexpress]

Thank you for your examples and stories it helps understanding

[TheInsuranceDudes]

So helpful!! Thank you for helping on this!!!

[Lionofjudah]

Wow you are so amazing at the way you explained this stuff!!

[sbtgirl]

You remind me of the blonde lady from the hunger games. She was very cool and entertaining 😀

[khudson]

This is exactly why your CAR gets Repo. Practically no one checks the Insurance premium. You lose the vehicle because you can't afford the note and insurance. Toward the end of the vid, she politely says before you buy, check if they will even insurance the home. You may just bought a lemon 🍋 The seller will be thrilled.

[albertosproperties]

Just called my buyer to get a quote. 😋

[Shaniqdior]

OMG this is my story !! Insurance claims are the DEVIL

[AlliNWnderland.]

My quotes have dwelling coverage that are lower than the cost of the house I’m looking into. Is that ok?

[CCAnne]

Wow my closing is on the 15 I got the approval for the mortgage today an they will issue clear to close just asked that I attach my recent two paychecks and home owner insurance paid one year 😳 now I get the paychecks we went into contract July 8 had an accepted offer on June 26 reason it’s been so long of a process is the seller was trying to buy a home far away from here I am New York, and taxes and homes are insane we’re not all that far from NYC an the city seems to have moved up state here. So it’s been a process an I’ve had to update with pay stubs and bank account records but NO ONE told me about home owners insurance 🤦‍♀️ I didn’t know to pay it in full for the year I am getting an fha loan because the closing costs are so great I just couldn’t handle conventional at this time, my interest is locked at 2.75% everything has been wonderful, but my realator and lender never said a thing about home owners insurance 🤦‍♀️ I have really learned more from you then them, they are a great group of people high reviews but I think became so swamped with people moving from nyc they just forgot me a bit lol 😂 now I’m like omg I need quotes an I will have to shell out a year in advance 😭💔

[AnaAndreaXoxo]

Hi Jennifer, what are your thoughts about the optional owners title insurance? The home in question is 4 years old with 2 previous owners. Would it be safe to opt out of this or a must have?

[comelynessdiary]

Why they have to check credit to get a home insurance quote. Will this affect my closing

[lisacastano]

I'm shopping for a house right now and I call my insurance agent for a quote everytime I look at a house.

[williamalvarado]

Hi, about the story of the person who had a car run into her house, should have had the person who caused the damage pay for everything and not make a claim with her home insurance.

[CARLOSGONZALEZ-kqod]

I bought a older rental property, and my agent won’t insur it because of old wiring, plumbing and been with this company for over 25 years

[nowwhat]

Is it beneficial to stick with one insurance for a long period of time or shop around? Do they usually drop you even if you have stuck with them for a long time?

[jasonluhmer]

That story is horrible and why insurance is a organized scam