“This Keeps 99% Of People Broke!” How To Get Rich - Caleb Hammer

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Timestamps:
00:00 - INTRO
00:36 - Caleb's $15,000,000 Dream
05:50 - Caleb HATES Being A Youtuber
12:48 - Working 2 Full-Time Jobs WHILE Being a Musician
21:38 - Caleb Finances His FURNITURE??
28:14 - The Used Car Market Is F***ED
33:50 - America Has An Eating Problem
42:45 - Housing Is A Overlooked Expense
44:19 - The Guest With The WORST Finances
49:48 - Why Caleb Has Gotten "More Mean"
01:02:13 - The Backend Of Caleb's Business
01:06:34 - What Are Caleb's Financial Weaknesses
01:11:39 - How Is Caleb Hammer Still Single?
01:15:38 - Caleb The Big BULLY
01:24:31 - How Growing Up Poor Help Caleb's Perspective
01:32:18 - Caleb's Panic Attacks
01:39:50 - Caleb's Biggest Insecurity
01:43:42 - Caleb Is That Guy
01:46:33 - The Meaning Of Life

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[sarahssound]

I appreciate Caleb's honesty about being a youtuber and not necessarily liking it - I think it's why he's grown so much, because he is actually being himself, and you can tell he truly is passionate about helping people. Wishing him the best!

[michelleeaton]

Stop being critical of Caleb for wanting to get married! Graham is ridiculous for saying “What’s the rush?” Thank you, Caleb, for yelling at Jack for “ghosting” women. Go Caleb! The interview was very interesting and enjoyable. This type of honest content is refreshing and greatly appreciated.

[lizdupee]

Caleb's yelling has helped develop the inner monologue needed to stop my day-to-day spending. I struggle with addiction, and now I have all these words that have stopped my compulsive shopping. It took ~3 months of watching one every day, then something clicked and I'm finishing my very first 30-day no-spend month. It's awesome and very funny. I literally ask myself, in Caleb's voice, "Why are we spending on this if we're IN DEBT?!"

Also, I want to offer there are these folks out there who will be like Caleb, but with your food habits. I went to Isaiah at Top of the Line Fitness, but I'm sure other folks exist. 16 weeks and I shared myfitnesspal, did the workouts, but really overcame the mental and habitual issues that kept me snackin' like I have three bodies to feed.

My life is turned around because of these audits. If this style works for you and you have anything else to work on, I bet there's someone out there to support you.

[calmyourmind]

I love that Caleb is honest about his anxiety. You don’t hear about it enough, especially from someone running a business.

[adamcollyer]

i just love how self aware caleb is. comes across as so relatable and he isn’t afraid to be introspective and not just dismiss things he hasn’t thought of

[crazybutcoolforu]

This literally felt like friends catching up after not seeing each other for a while. Fantastic conversation

[freedomring]

As an older Gen Xer, I absolutely love Caleb's content ... he is exactly what a lot of these younger people need. Dave Ramsey is too old for them and they look at him like an out of touch boomer, even though Dave's get out of debt advice is very sound. But when the younger generation sees someone their own age handing out sound advice, they listen. Keep up the great work.

[elisependley]

caleb is just such a likable person. I hope he stays on youtube for years to come and continues to flourish because he deserves every bit of it

[jessicaspencer]

Caleb's personality is what made him blow up. He doesn't hide his emotions. ❤

[TashPointOh]

Caleb is afraid of cancel culture and feeling the responsibility and weight of his life choices. He has many people who depend on him and he is stressed out! Dad's and husbands feel the same I'm sure! I have never heard of Caleb till today and my gosh I already adore him!!!! He is so great! He will make it through this I can tell already, very self aware and emotionally intelligent.

[passportsandpostcards]

Last comment: as someone who gets panic attacks, what Caleb mentioned is 100% accurate and relatable. You get anxiety about the anxiety. It can be life altering and it’s awful all around. I also had my first panic attack out of nowhere in my teens. It’s more common than we want to admit and realize. But there is hope! I felt sad learning that Caleb feels more stressed and prone to panic attacks now with more YT success! 🥺 I hope he’ll go back to therapy and find ways to manage it. Because truly that’s all you’re doing - managing and hopefully, through work with a good therapist, get to the root of it as well.

[UpstateMan]

Hearing Caleb swear without a cash register bell going off is weird.

[kornillus]

Caleb, your impact is way more important and larger than character assassination. Your audience LOVES you because you do GREAT work. The haters are small compared to what you've already done! Please continue to be you

[Michael-hxpv]

As a personal trainer who works on habit building with exercise, nutrition, and lifestyle; I can 100 percent say it bleeds into other areas of your life. Unfortunately finances were a poor subject in my household growing up and I’m still unlearning a lot. But if Caleb is in the market for a trainer, I’d be happy to help!

[morganjones]

Caleb, you are like a dad and a big brother to all of us who are finacially illiterate. While you do "yell" we, as the audience, can all see it comes from a good place. You are so trasparent and vulnerable as well and we can relate to you in that sense. Keep up the amazing work and know you are helping so so so many people. Including myself. Thank you so much.

[tlihdsnm]

Caleb understands that finances are complicated by emotions. He inherently understands and responds to the real reasons people stuff up with empathy, patience and he's harsh without* personal judgement. No one wants platitudes and bs.

This interview feels like the big brother talking to his bigger brother with the little brother awesome in-between. It's really nice.

[coprolalia]

Their dynamics are funny. Graham is the Father/Eldest brother, Caleb is the middle child, and Jack is the youngest. eldest who is calm and collected. the middle who is the loudmouth. while the youngest gets bullied when there's a chance. Hope to see them together more.

[jorampodcast]

Sometimes getting turned down for a job can be the best thing that can ever happen to you. Caleb didn't get a job working for another YouTuber, then he became a YouTuber himself, and now he's blowing up. It has inspired me to keep posting videos even though no one watches them. Maybe one day I'll blow up too.

[Bob-mwsm]

I would absolutely love to see a colab with Caleb and a reputable diet/fitness YouTuber who scrutinizes his diet/fitness in the exact same way he does his financial audits. I laugh just thinking about Caleb sitting across from someone looking at his diet and they’re yelling “death, death! What the fuck is this, Caleb?! Taquitos?!”

[antoniabarker]

I don’t understand why the relationship thing is not working out. Caleb seems like such a great guy.