Personal Injury: Why do Policy Limits matter?

Learn from attorney Justin Lawrence why the Liability Policy Limits of the at fault driver in an auto accident matter to you when injured in an auto accident. Also find out your Recovery Options when these limits are not large enough to cover your damages.

The law firm of Lawrence & Associates, LLC proudly serves your legal needs in the Northern Kentucky and Southern Ohio areas for Personal Injury, Workers' Compensation, Bankruptcy & Social Security Disability.

Justin L. Lawrence of Lawrence & Associates, LLC

[dionb]

Thank you, this has been extremely helpful

[ianlaccohee]

I was at fault, rear ending a lady & her son in a car, in my company vehicle. My company policy limit is $1, 000, 000. The plaintiffs are claiming life changing injuries etc, but no ambulance was called & we all drove off after meeting with a police officer. I know you can’t make a guess on individual cases, but could you please tell me if I am personally liable for anything over the $1, 000, 000 limit, & is there anything I could do to avoid this. I own my own home, but it does have a mortgage, which the outstanding amount is around 25% of its value.
Thank you very much for any help you may be willing to offer, as I’m sure you can imagine, this is weighing heavily on my family, as to how it could affect our future.

[MoeMoe-nuvt]

Can I use my underinsured policy to receive more money

[tictac]

The minimum limits should be 900/900/500 everywhere

[sherrodhenderson]

If two people are on the same car insurance does it make the policy double?