7 Reasons to Never, Ever Retire (even if you can)

Early retirement is for many the holy grail of financial freedom. And yet one study found that 37% of those surveyed regretted retiring when they did. They wish they had worked longer.

Having retired and then unretired three times, I've come to believe that there is a strong case to be made for never retiring. So in this video we walk through the following severn reasons why one should NEVER retire:

0:00: Never Retire
0:58: 1. It's OK to Never Retire
2:21: 2. You can do work you love
4:02: 3. Work can be lifestyle friendly
5:18: 4. Social connections
6:42: 5. Cognitive benefits
8:37: 6. The Money
9:44: 7. To make a difference

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#retirement #neverretire #robberger

ABOUT ME

While still working as a trial attorney in the securities field, I started writing about personal finance and investing In 2007. In 2013 I started the Doughroller Money Podcast, which has been downloaded millions of times. Today I'm the Deputy Editor of Forbes Advisor, managing a growing team of editors and writers that produce content to help readers make the most of their money.

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DISCLAIMER: I am not a financial adviser. These videos are for educational purposes only. Investing of any kind involves risk. Your investment and other financial decisions are solely your responsibility. It is imperative that you conduct your own research and seek professional advice as necessary. I am merely sharing my opinions.

AFFILIATE DISCLOSURE: Some of the links on this channel are affiliate links, meaning at no cost to you I earn a commission if you click through and make a purchase and/or subscribe. However, I only recommend products or services that (1) I believe in and (2) would recommend to my own mom.

[bwayne]

Coming up on my first year anniversary of retirement. Having to no longer deal with idiots everyday, crawl out of bed every morning to fix other people's problems caused by their stupidity. Having a great time

[cato]

I retired at 58 almost two years ago. Every day is more spectacular than the previous day.

[Dave-zlky]

I am 73 and do plan to retire in 23 more years. I am a small business owner, enjoy my work and enjoy being busy.

[johnyjsl]

Retiring or not retiring isn’t the point.

The point is having financial freedom and doing what you like when you like. The word retirement doesn’t mean anything.

The ability to live the remaining healthy years of your life with complete freedom is truly a blessing.

[daveschmarder-]

I am now a full time YouTube video critic.

[Gary-sxox]

As a 70 year old man, I can tell you what the problem is with men retiring. Our entire life we worked hard to provide for our families. We spent the rest of our young life raising a family, being a good husband and fixing things. What most men failed to do is learn, yes I said learn, how to have fun. Fun was never a priority or a focus in our lives. Sure, there was the occasional two week vacation….doesn’t count. Fun needs to be studied and nurtured. I believe God gave us this planet so we could have fun. If you’re having trouble with retirement, you’re having trouble having fun. Take fun seriously. You won’t regret it.

[alexfonseca]

I hate my profession as an attorney. I would love not to have to do it anymore.

[Autonomous]

I retire in January at 55.
I hated working. I hated being told what to do.
The biggest source of stress/depression in my life was due to work.
I can't wait to get out of it all.

[auricgoldfinger]

I’m “working” more hours fostering dogs than I did as a surgeon. Also physically exhausting. But very, very positive emotional feedback.

[dawnt]

My husband and I are both in our 50’s. He’s been retired 8 yrs and I’ve been retired 5 yrs. Life is good. No regrets.

[BeeBee-kuym]

Retired 18 months ago at 46. Absolutely love it! My husband was dying before my eyes because of work. We retired at the same time. Zero regrets.

[billyoh]

Retired 2 years ago at 56, The plant shutdown and i don't miss rotating 12 hr shifts.

[arvieearp]

Retired at 65. Been retired 14 years now. Knowing what I have experienced and learned over the years I would have prepared for an even earlier retirement. No regrets about retiring at all!

[David-scir]

Exactly! My parents 'retired' early in life but they kept on working on their passions (antiques). I retired early at 62 and I continued
working with my passion (plants). Mom and pop are still kickin' at 91 and 93. I think the secret is eating right, sleeping well, and
continue to M-O-V-E!

[StevePappas-flee]

My wife retired at 62, but I'm working until 70 in case I die before her. She can benefit from my SS. I'm going to continue to work part time after I retire to enhance my income. My work is 13 minutes from my home and I enjoy it. I work with one guy who is 82. He basically helps out training people. I work with two guys who are 74 and 77. They just work 2 days a week to get out of the house. My health is good and I am very blessed for my age. I'll be able to work as I please or not work. I think it will give me peace of mind in case the economy tanks, SS becomes insolvent or I want to buy a 1970 Chevy Chevelle SS.

[robvoyles]

99% of people hate what they do. Retirement gives you the freedom to do things you can’t do because you are always working. You are the 1% that have a job they love. That is not reality for the rest of us that live in the real world. Sorry but you are not being realistic for the majority of human beings on this planet.

[Riggsnic_co]

More and more people might face a tough time in retirement. Low-paying jobs, inflation, and high rents make it hard to save. Now, middle-class Americans find it tough to own a home too, leaving them without a place to retire.

[supersteve]

I retired at 56 (two years ago) and haven't regretted it. But if I had worked for an employer that treated their employees decent, I would have worked longer. Luckily, I saved very hard and was able to leave early.

[garrysinger]

I’m 70 and retired last month. It was a 47 year nightmare. I probably could count on one hand how many work days I enjoyed. Have no experience in working something at something I love. Very few people would keep working at their jobs if they won the lottery.

[Columbus]

I was financially able to retire at 64, my full retirement age was 65, and I liked what I did, so I worked until I was 66 and continued another 6 months after that as a consultant for a couple of people. I'm no millionaire, and my consulting income was great, but I was ready to let go of this phase of my life and do other things, so I told everyone my end date and stuck to it. No regrets and doing well.