Is Velocity Banking a SCAM??

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[paigezecher-thehomeloanlady]

Paying the bank and credit card companies interest for decades is the real scam!

[jenniferrobertson]

It’s definitely not a scam. I was doing the snowball method for the last two years. I started velocity banking in June in the six weeks I’ve been doing it I’ve paid off twice as much debt
Thanks to Christy and wonderful channel 😊🙏

[jmaldy]

Christy it’s not a scam I’m working the system now and I see a big reduction in my debt. Keep preaching and God Bless!

[Itsgottabejr]

Anyone calling it a scam is living in fear and will never learn. Started a month ago and have paid off 2 CC and my CS has jumped 70 points. Thank you Christie for all of your hard work.

[johnfromthegrove]

No scam in my opinion. Wished I knew this way of finance 40 years ago. Keep up the Great work Christy.

[symone]

I’m doing VB now and love it… I’m not a numbers person, but it made sense to me after I watched the first video. Then I binged watched all the other videos to make sure that what I was watching was really that simple. And it was just that simple Thank you Christy.❤ 🔥

[bobjames]

If VB is a “scam”, who benefits? Scams typically benefit the scammer. How is she benefitting?

[AKBRONCOSFAN]

Not so much a scam but it can get a person/family into further financial trouble if they’re not focused on getting out of debt. It comes down to personal behavior. Spend less than you make and invest the surplus.

[trinaengland]

It’s stunning how hard it is for some of us to learn/accept a new methods!

[myauntnelly]

I wish I knew this years ago. My life would be so much better now. This has been working for me and I’m set to pay off my first credit card next month. I see much faster progress. Thanks so much for sharing!

[juanitariverarepollet]

🎉🎉Hubby and I have knocked off $5301.60 of our debt in just 2 months, without changing our lifestyle. Just following your strategy that has been so well explained in all the videos. Thank you for sharing your knowledge! God Bless

[SweetGumMinis]

Definitely not a scam. I'm doing it and breezing through my debt! Keep telling the world!

[sleepy]

Our situation was different, and I thought velocity banking wouldn’t work for us.
But watching Christy’s videos and asking a few questions during her live streams, which she graciously answered, we’ve got this going in our favor.

[RoseAtwater]

But how much did he save? Couldn't he have just used the $1260 cash flow to pay those off? That's where I'm struggling to see the benefit.

[mariannaryan]

I used this system several years ago. Paid off all my cc debt in 18 months. I was skeptical at first too, but after over 20K in debt disappeared, I was a believer.

[aroyaldiadem]

Thank you so much for your videos. I’m sorry that you are getting haters that are trying to say that this is a scam. Years ago I researched trying to pay off my mortgage faster and I came across something that sounded like velocity banking but the person wanted me to purchase some sort of calculating tool.
So all these years I’ve applied extra payments to my mortgage. I came across your videos a few weeks ago.
Now I know that I can use my HELOC to help payoff my new car loan and mortgage loan faster. Knowledge is power. Like you said in your videos you don’t need to pay anyone or purchase any tools to do this strategy.
I’m starting this technique this month. I used a simple excel spreadsheet to run my numbers like you do on your white boards. I plan to tackle the car payments in $5K increments to payoff the debt using velocity banking.
Thank you so much for these very informative videos.
Keep up the good work.

[jenpisano]

We’re so excited to start this. We’ve been watching your videos and doing our research and homework and are starting Aug 1st!!! We both get paid once a month on the first. We’ve been living on a budget and TRYING so hard to pay off debt. the other way- but we’re tired of beans and rice LOL!!! Thank You for these videos! Thank You for teaching and sharing with us! I’m also sharing you with friends and family. WE APPRECIATE YOU CHRISTY❤

[robbinbrown]

I've seen a difference in my first month. Let naysayers be. Keep teaching bc I love learning. Thank you

[peace.n.blessings]

I’m trying this system and it’s making me less stressed and less anxious, thank you!

[stevenintexas]

It works on the old “a penny saved is a penny earned” principle. Your money in a checking account earns maybe 1%. When you pay down your credit card balances you are saving 20% or more on interest costs on the amount you pay down. You can’t earn 20% + in a checking account but you can by paying down your credit cards and reducing your average monthly balances on credit cards. However, this works better for people with high credit card balances where the interest expense savings are more meaningful because the average balances are are higher.