Is Property Investing Still Worth It?

Over the years property investing has become harder.

The tax laws are more complicated, mortgage rates are rising and it seems like politicians have it in for landlords…

So is property investing actually still worth it in 2024?

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We’d love to hear what you think in the comments below. You might even have a topic you’d like us to cover in the future - if so, comment it below.

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[richfrommitch]

I got out of the landlord game last month because it was no longer profitable. I did everything I could for my tenants. Never increased the rent, helped them find a new place. The thing is, they lived like absolute animals. I couldn't believe the horrors when I was cleaning the place for selling. It doesn't matter what you do for some people. I'm so glad I'm done with all this.

[rochstan]

Best of all the property videos I've seen. You give a balanced view whereas others I've watched basically gives you no hope.

[luxushauseragency]

An impressive video. Well explained and presented.

[patriotpak]

Hi, you described it very well as the actual scenario like this us very common!

[juandegalesdegales]

I currently own 2 high end let properties. Today I wouldn’t dream or recommend anyone getting into buy to let . It’s over regulated, highly taxed and you’d be demonised by everyone. Mass homeless here we come, let the politicians who have uses us repeatedly point scoring house them.

[dmitrijza]

Don’t agree with “value go up” it’s more like our money loose in value.

[andrewfallon]

I have 2 properties and have been pushed into 40% theft territory. I’m gutted because everytime the rent goes up, I’m going to earn less. If mortgages rates go up, I’ll pay more tax. If I get a pay rise at work, I lose out.

[steveg]

They only need to introduce rent control and that's the icing on the cake.

[tj]

I crunched some numbers recently and the figures just don’t stack up. If you’re already established over many years, maybe, but for the new investors, forget it.

[Moksha]

You’re really clear and you share helpful knowledge but could we please cut the music in the background.. it competes with your message

[chilloutcentral]

What about real estate investment trusts? Please make a video about REITs

[TazBo-wdig]

Not seen any property that I could buy as a buy to let that would even break even with the rent.

[lqshmpy]

Have you got any recommendations for accountants for buy to let tax returns?

[ZenKaizen]

9:22 correction. all the increase is not for you to keep. When you get to sell, on the increase you need to pay CGT right?

[Shodan_AI]

Can you advise on a single source for all information that Landlords can utilise in order to meet their obligations?

[deedee]

I am leaving the country. I get hit with the 40%, will take my skills elsewhere and enjoy lower tax on my rentals whilst still retaining my personal income allowance. Seems the only way to do it nowadays

[ajnr]

stick to basic cashflow rules. if it cashflows at a higher percentage than the bank or index fund on the money in it makes sense. if not dont do it.

[Marty]

I sold my portfolio due to the tax changes and purchased 1 Bitcoin from the proceeds of each property. I’m now up approx 4 rent years worth of profits per flat after removing what I would have got anyway. No annoying tenants anymore or uncertain legislation. Best thing I could ever have done. Good luck out there.

[SycAamore]

If you are a high earner making over 100K a year, this strategy below blows away all other investments, including property, leverage, etc. Every year you invest the max 60K in your pension. The ROI on this alone is an insane 40% and more! And this is even before you calculate the ROI on your stocks& shares! So we are talking about a combined yearly ROI of around 50%!
And I know that people will say that you will need to pay taxes when you decide to draw your pension. That's not necessarily the case if you decide to retire abroad. Other countries in Europe will tax your pension way lower than here, some won't even tax it at all!
You'll have all that money locked in, but knowing that you can start drawing at 55 is not a bad deal at all...

[super_straight]

Inflation does not increase the worth of your property, it makes you poorer. If your house price doubles, it does not mean that you will be able to buy more stuff when you sell it. You will buy the same amount of stuff but for more money.